what to go for?

gunton10

i have been reading around on here for a couple of weeks and wondering what to do.

i want something that i can spend on now and again but i will pay off in full at the end of the month.

doing this paying off at the end of the month does this mean i pay no interest and could earn via rewards? if so whats the best offer at the moment

cheers

mintymoneysaver

If you can definitely pay off in full at the end of every month then you will pay no interest, so a cashback card may be your best option. If there may well be months when you can't pay it all off, then you could get a 0% on purchases for a while, or the lowest interest rate you can find.

gunton10

cheers and thanx for the answer so quick

sicker

Egg Money give you 1% cash back paid yearly in March on all purchases and also 4% (apr) paid monthly on credit balances. If your card has a high enough positve balance you can withdraw up to £500 per day from cash machines. I and others on this site have managed £200 cash back (the limit) by using this card to it's maximum effect. You can also balance transfer to it from other credit cards (handy if you can find one with no balance transfer fee).

John

gunton10

looking at the egg site now. cheers

Linda32

Yep, Egg Money is the one you want for cashback, without confusing the issue, these others which do airmiles, if this is of any use to you. Its not to me which is why I've gone for the cashback one.

Tesco card does vouchers off shopping in Tesco, but I do shopping all over the place. Then these Asda 2p of a lite of fuel if you travel around alot and are likely to use Asda Petrol Stations.

That said, at the end of the day Cashback is best for me.

---lee---

gunton10 wrote: »

looking at the egg site now. cheers

Just noticed your sig. You can apply for Egg through Quidco but it might only be for the Egg Card and not Egg Money.