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Question on HSBC Credit Card
Lith
Posts: 897 Forumite
in Credit cards
Hey guys,
Just applied for HSBC CC with a £2000 Limit... (even tho i asked for £1000) - Anyway im told there is NO FEE at all on this card is this true? because i will be going away on business very soon,
long as i don't use the card i don't pay anything at all yes? not even monthly fee or yearly ?
must be blind as a bat can't see it on the website
anyone know? cheers fella's
Just applied for HSBC CC with a £2000 Limit... (even tho i asked for £1000) - Anyway im told there is NO FEE at all on this card is this true? because i will be going away on business very soon,
long as i don't use the card i don't pay anything at all yes? not even monthly fee or yearly ?
must be blind as a bat can't see it on the website
anyone know? cheers fella's
• HSBC (Main A/C)
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C
0
Comments
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Anyway im told there is NO FEE at all on this card is this true? because i will be going away on business very soon,
long as i don't use the card i don't pay anything at all yes? not even monthly fee or yearly ?
Yes, there is no annual fee.must be blind as a bat can't see it on the website
Its there -I've seen 'No annual fee' on 3 pages so far!
If you want a lower credit limit, give them a call and ask them to lower it.
Regards
Sunil0 -
God it's way to early how could i miss that? no fee to pay at all nothing to pay thank god the credit card is just there for 'life emergencies' hehe
Thank's• HSBC (Main A/C)
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C0 -
I had a card for 'lifes emergencies' and the first time I tried to use it, it was denied! Rang the bank and they said it was an 'out of pattern expense' as the card hadn't been used for so long.
Some banks will automatically cancel the card if its not used for 12 months or so.
Now I just use my cards for day to day expenses (well, the ones that don't cost extra to pay with a CC)0 -
much better to use the card regularly for things you buy anyway (maybe petrol) and pay in full each month
that way the card will be kept open, it will improve your credit rating and you pay no fees or interest.0 -
much better to use the card regularly for things you buy anyway (maybe petrol) and pay in full each month
that way the card will be kept open, it will improve your credit rating and you pay no fees or interest.
Yea i'll prob's just spend a tenner to top up my phone n pay that back.
so it shows im using it.
won't go crazy.
Thank's for replies.• HSBC (Main A/C)
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C0
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