The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

financialbliss

Later than I wanted - got sidetracked...

OK. Been a few days since I've posted any updates, so here goes. Here's hoping I've not made any mistakes as I've gone over it a few times as I thought I spotted an error.

New challengers:
139. newbaby. Reduce my mortgage from £78,000 to £50,000.
140. Courgette. Reduce my mortgage from £104,500 to £80,000.
141. lulabelle1. Reduce my mortgage from £107,000 to £30,000.
142. mrsmumbles. Completely clear my £126,000 mortgage.
143. *Jellie*. Build up my savings from £30,193 to £66,193.
144. eeker. Reduce my mortgage from £132,000 to £50,000.
145. YoungBusinessman. Reduce my mortgage from £100,000 to £70,000.

Challenge updates.
32. skaps. Reduce my mortgage from £213,343 to £200,343.
63. MotorMouth. Completely clear my £147,327 mortgage.
108. taka. Build up my savings from £0 to £11,184.

Think that's everyone now with an objective. Thanks skaps and taka.

I'll quickly PM the new starters and adjust post #1. As per usual, PM me back if I've got anything wrong.

PS - mrsmumbles - wasn't 100% sure of your objective.

Financial Bliss.

black_taxi_2

Best few days of days of the year sun/mon/tues an my clutch went last night---worse---I don't know if garage is open or has time to fix it monday

add this as a unknown---unreal timing

gallygirl

What rotten luck BT - hope you manage to get it fixed quickly

PaddyPaws

Hope I'm not too late to join this challenge, I've signed up to the MFW2013 to give me an OP target for the year but as we do some OPing and some offsetting I'd like to join with a target of overall reduction of mortgage (hope that makes sense, it does to me:D)

I'll fill in the registration form and keep my fingers crossed

ETA: Registration form submitted, fingers still crossed :-)

thanks
PPxx

black_taxi_2

Managed to get clutch fixed--2pm today

Out tonight

Hav a good new year everyone

RosieTiger

Happy New Year everyone, first one of the challenge, it all starts properly from now onwards!!!!

SusanneCape

Happy 2013 to all of you. Here's to all of us becoming mortgage free, savings rich or lighter on the mortgage debt front.

Best regards,

black_taxi_2

was going to post first payment then remembered its march

SusanneCape

black_taxi wrote: »

was going to post first payment then remembered its march

You are funny :rotfl::rotfl:!

Trying_to_be_good

I've been having a New Year financial clear out - four hours at what should be the wood burner but instead became a financial information burner! It reminded me how complex I used to arrange my finances before I went for an offset mortgage. I had statements from over thirty savings and credit-card-stoozing accounts, all now over three years old, so all gone up in smoke now.

So much easier with an offset plus my cash ISAs - other than that it's just my current account, the bills' current account and a small savings account. Simples!

Good luck for 2013, everyone! I'm finding my sig much harder for this third MFiT challenge - for the second challenge it coincided with buying our forever house whilst now I need to deducting the progress made up to 12 December 2012 - it might keep changing as I correct it!