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Sun Life With Profits Policy

Fifteen years ago I took out a Sun Life with profits life policy, which is due to mature in the next few weeks. I had a letter from Sun Life this morning telling me how much the payout will be - it doesn't even cover the amount I've paid in. does this sound about right?

Comments

  • Yep i'm afraid so, i had same policy mature this year, paid out just over £500, premium over 15 years was £900.
  • dunstonh
    dunstonh Posts: 121,282 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    it doesn't even cover the amount I've paid in. does this sound about right?

    The plan was already obsolete when you bought it. That didnt help. However, the events of the last few years have really hit those types of plans hard.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Low premium, high charges, poor investment performance.

    Dud.

    Best way to profit fom these plans is to die early in the term!
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