We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car insurance policy no claims help - 2 policies?

Hello!

I'm new to the site and was hoping I could get some advice about insurance and what I should do.

I did have 2 cars for but last year in February I got rid of my fun weekend ride as it was too costly with fuel/insurance/MOT/tax etc.

On my 'fun/weekend' car I had 5 years no claims when the policy expired in Feb 2011.

My other car that I take to work has 11 years no claims on the policy.

Now, my question. I am about to purchase a second car. Can I state on a new policy that I have 5 years no claims to put towards it? Or do you lose the no claims if you let a policy lapse?

Thanks!

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    You don't lose it (most insurers take it up to 2 years "old").

    (You will need to prove you have 5 years.)
  • v1cky24
    v1cky24 Posts: 13 Forumite
    Quentin wrote: »
    You don't lose it (most insurers take it up to 2 years "old").

    (You will need to prove you have 5 years.)

    Oh dear, will have to go searching through my paperwork then!
    Thanks for helping!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.