Sanity check ... is this right??

JimmyTheWig

Janie4Now wrote: »

Whatever. We don't need to go into the why's and wherefore's. That's your business.

Suffice to say.....get him to get a straight forward loan and pray he can get any money at all out of his friend.

And then threaten him with death if he ever does it again.

And mean it so he knows!

I agree with this.
Maybe the OP isn't giving the full story because she didn't think parts of it were relevant.
Maybe the OP isn't giving the full story because she doesn't want to make herself / her partner out to be too foolish.
Maybe the OP's partner hasn't given the OP the full story for either of the above reasons.
Maybe the partner was up to something with this other woman but is no longer so.
Maybe the OP doesn't want to delve into or dwell on what actually may or may not have happened.

We don't know. We've raised enough doubts about what has happened. It's up to the OP whether she wants to pursue the story further with her partner.

OP, your partner has two choices.
1. Take the other woman to court as she has fraudulently made him liable for this money. Ultimately, however, a guarantor is liable for the money loaned. If the word guanantor was used from the outset then I don't see him winning in court. Even if not, I;m not sure I would bet too much that a court would decide it was reasonable to think nothing of it when the money turned up in his account. Furthermore, if she hasn't got any money there's not a lot a court victory will help with.
2. Take resonsibility for the debt and interest and pay off asap. The same monthly payments should be able to halve the term with a sensible interest rate. Hopefully she's good for the money, but either way it's his responsibility to pay it off so he may as well do so with as little interest as possible.

malkyh

1) OP was separated from said boyfriend.
2) Said boyfriend was tapping girl from work and she promised him much lovin' if he went guarantor.
3) Said boyfriend decided he loved OP and they got back together.
4) Girl from work was !!!!ed off so thought 'stuff you pal' and stopped paying loan.

sandraroffey

then for all he has told you, and it seems to me that he is lying and trying to cover his !!!, she has applied for, and got, a loan, IN HIS NAME.


isnt that FRAUD???

or did he know what she was doing and that why he passed over his bank details.

and the fact that she has his bank details, so what else is she buying on his card????

and also, no matter what he says about he doesnt want it to appear to be his debt, listen here, IT IS HIS DEBT. ITS IN HIS NAME!!!!! and living with him, you may just end up being associated with him on YOUR credit files. and he will have no comeback, legally, on this, because he gave her his bank details. and, has been paying it.

Talk about being done over!!!!

and do you intend staying with this person?????