Nationwide PPI

warrior1960

Just to ask for advice. We took out a PPI with a Nationwide mortgage back in 1995 as I felt at that time that I should cover myself in case I lost my job. We ceased having PPI when we remortgaged 4/5 years later. A friend has advised me to try and claim it back as she says she has come across a case where someone took action a few years ago against Nationwide having discovered that his PPI would not have paid out until he had been unemployed for 5 months. I have looked through all our old paperwork and looked through the schedules and letters, but I can find no exclusion clauses. I remember asking our financial advisor at the time if I should take out this cover and he suggested it was "good advice" to, but I quite honestly do not recall him pushing us to take it. Does anyone know about Nationwide PPIs in the mid-1990S, what the exclusions were and if we would have a realistic chance of reclaiming? Thanks

magpiecottage

If there is no documentary evidence of an exclusion then you cannot prove there was one.

If there was not then you do not have a valid complaint.

McKneff

This other person who found out he couldnt claim for 5 months, presumably it would have been in the terms and conditions wich he would have signed for but didnt read. She didnt actually say whether he won his case though.