The Spend Free September NSD Challenge

citizenkitten

NSD 5 for me! TARGET REACHED!

going to try for one more before the month ends

jgc- oooo i hope tomorrow you can confirm that with another NSD!

kerri_gt

Slowly - hope your day improved.
JCG - fingers crossed on the job front
Nargle - not bat curry again please, you know what effect it had on Hubert last year :eek:

Super busy day for me but declaring NSD #8 - can't see me making target this month. pah.

solventsoon

Hi lovely people :wave:

Here comes the joint Monday and Tuesday update. Some great numbers being posted now, well done everyone:T:T:T

Well done to:

:j:j:jBDINI - yay to no 6, you’re doing brilliantly keep going
I know what you mean about someone stealing hours, I’ve no idea where the weeks disappear to:eek:........

:j:j:jbeanie - yay to no 16, you’re doing brilliantly as always
And no 17 :jin the bag as well now, that’s fantastic

:j:j:jBritAbroad - yay to no 9, that’s one over your target. Blimmin’ well done as Freeby would say:rotfl:

:j:j:jbrokemedic - yay to no 11, that’s brilliant. You can definitely get your target now, only four more to get:)..

:j:j:jcitizenkitten - yay to no 4, you’re doing brilliantly, just one more to get now
Hope you enjoyed dinner with your friends
:j:j:jAnd no 5 bites the dust so target met, yay, well done you!!! Look out for your prize when freeby updates the front page and good luck with getting another one:)

:j:j:jdebtfree future - yay to nos 7, 8, 9, 10 and 11, that’s fantastic, well done you!
Great news about the extra payment to your bcard and your long weekend break, you’re very organised and good news about the refund for the radio.:T:T
Yum, toad in the hole sounds delicious:)

:j:j:jEverTheOptimist - yay to no 9, just one more to get now, you can do it:T

:j:j:jFae - yay to no 12, you are indeed getting closer, nearly there now
Fingers crossed re the job:j

:j:j:jflubberyzing - yay to no 16, that’s brilliant, you’re certainly on a roll this month
And even better news about your eye:j

:j:j:jFreeby - yay to no 23, you’re doing brilliantly, definitely leading by example
I love your Monday saying, it kind of makes sense:rotfl:
:j:j:jNo 24 in the bag now as well and target no 2 tumbles, that’s fantastic. Good luck with your next target
Hmm.... cakes for October is easy - harvest festival - fruit - fruit cake... it makes perfect sense to me:)

:j:j:jGiggles86 - yay to no 6, over halfway now, that’s brilliant
Well an open bar is definitely a reason to spend money;)....

:j:j:jIf - yay to no 14, you’re doing brilliantly as always
Love this week’s pictures and the cat playing the piano was just genius:rotfl:...

:j:j:jkerri - yay to no 8, you’re doing well as always. Even if you don’t make your target 8 NSDs is nothing to be ashamed of

:j:j:jL2B - yay to no 16, you are doing sooo brilliantly this month, well done you!:T

:j:j:jLMac - yay to no 8, you’re doing brilliantly. There’s nothing “only” about 8 NSDs, that’s quite an achievement and you’ve got loads of time to nab the remaining 4, you can do it!:T

:j:j:jmissyv30 - yay to no 8, you’re doing brilliantly
Sorry about your head hurting, I really hope it got better:A

:j:j:jNargle - yay to no 12, just one more to get now that’s brilliant
I definitely think you need to keep Igor away from Masterchef, did you see what he was trying to do to that poor pigeon yesterday, I didn’t think that was physically possible:eek:.....
:j:j:jAnd no 13 bites the dust along with your target, well done you, that’s brilliant, your prize will be heading your way when freeby updates the front page
Eeeeekkkkk..... not bat curry again, please.... the wings and the teeth nearly did me in last year...... and please don’t suggest toad in the hole to Igor!!!!!!!!!:rotfl:

:j:j:jrising - yay to nos 17 and 18, you’re doing brilliantly. Two more to get now, you can do it

:j:j:jsf - yay to no 15, nearly there now, keep going
Oh dear, I hope your day got better

:j:j:jxKazi - yay to no 8, you’re doing great, keep going
Hopefully something good will happen for your birthday, I’m not quite sure a footballer would be good though ....

Hello to:

flubberyzing - hope your eye is feeling better after Monday’s episode:A

marmite - hope you have a lovely time both with your visitors and on your break away. See you soon:A
I think I’ll skip on Igor’s new snack though, suddenly I seem to have completely lost my appetite!!:eek:

missyv30 - that’s so sad about your daughter’s teacher ...

brokemedic - well done for being organised with your grocery shopping, that’s definitely the way to nab some more NSDs, you can do it!:T

JCG - woooohoooooooooo to the job, that’s fantastic news I’m so pleased for you. Fingers firmly crossed :j:j:j:j:j:j

'night everyone

solventsoon

And before I forget - which is becoming a common occurence :o I've got some more NSDs to add to my total :j

freeby - I meant to increase my target to 25 please, sorry I forgot to let you know

NSD no 23 has been nabbed now, just two more to get for me and I'll be a very happy spoony:j:j

freebyfifty

Good Morning

Declaring NSD #25 for yesterday :T


Well done to everyone who reached their targets yesterday. :j The front page is all updated and looks brilliant


Have a great Wednesday

penny73_2

NSD 9

Been missing a few days and have had to buy essentials likes DD's coat! How can she at 10 be in a size 6 adults ?? (all the child sizes were too small in the arms even 14/15!!!!!) That alone added an extra £30 to the price of said jacket:mad::mad: I didn't realize that adding VAT doubled the price of the jacket :eek::eek::eek:

However I failed to realize I had hit my target :beer::beer:
and have even exceed it by gaining another NSD on Monday.
I'm so pleased :rotfl::rotfl:
Hopefully I've another few in me this week and may set a bigger target for October

rubyinamountainofrocks_2

Got



9 out of ten yesterday .

poohbear59

12 NSDs. I was home from holiday on Sunday but have needed to buy food and had dentist appointment. I am now back on track.

The_Dragon

Been too stressed to post but up to 19 nsds!

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!