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The Spend Free September NSD Challenge

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  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 14 today & target reached.
    Can I plse increase my target to 17?

    Happy Friday all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening all, was offline last night as was dog tired after pole etc and didn't even turn on my laptop when I got home. Jury is out on NSD tally atm, I completed some of my xmas shopping yesterday when I picked up some local honey I'd reserved at a local farm shop, also bought some jars for ourselves but need to work out what is from xmas budget (doesn't count as a spend) and what is ours and whether I can take this from the house grocery budget or not. Same tonight, on way home and OH asked me to get him beers - thinking this should be a grocery spend if he's not going to cough up the cash??

    Work extra busy and stressful atm, deff don't think I'm going make my NSD target this month, BUT I have just rearranged my stockpile in the spare room - getting a bit paranoid as I have about 3 banana boxes of jars and tins under the spare bed and I'm worried about the weight - I know it's silly and I'm sure floors can hold much more than that but can't help worrying :eek:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Hi All,

    Ending the week on NSD#19 and 13 in a row:j
    "Whether you think you can, or you think you can't -- you're right" - Henry Ford
  • Good Morning :)

    Welcome to Friday's update :beer:

    Well done to everyone who managed another NSD



    Beanielou – Woop woop.:j:j Well done on reaching your target on NSD #14. :T I’ll increase your target to 17. :T If anyone can do it it’s you.:)

    Brokemedic – You’re right, NSD hunting is very addictive,:) well done on getting NSD #11.:T

    Emsloves – Well done for getting up to NSD #15. :T That’s a brilliant total so far :)

    EvertheOptimist – A great job getting NSD #7 in the bag. :T Here’s hoping you get lots more.:)

    Marmite – A brilliant NSD #17 for you. :T How lovely to be on holiday now, I hope you have a lovely relaxing break.:)

    Missyv – 7 NSDs and 5 in a row is brilliant. :T Well done. :T Sorry if I got the front page wrong, it should be right now.:o

    OodNood – Wow! NSD #19 and 13-in-a-row.:T That’s just brilliant.:T Well done :T

    Slowlyfading – Well done on NSD #12.:T You’re doing well and not many more to get now,:)

    And hello to -

    Flubbery – At least now you don’t have to buy another diary for 5 years :rotfl:

    Kerri – Funny the things we worry about.:eek: The floors upstairs are built to hold things a lot heavier than some boxes of groceries but if it makes you feel better, place the boxes over the joists that are under the boards. :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • NSD #21 in the bag for me yesterday :j:j

    Saturdays are the day when I need to be really careful with my budget :eek: I'll report back later whether I manage to control my spending urges or not :o


    Have a great Saturday everyone :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Afternoon all :hello:

    This made me giggle :D

    "If wishes were horses, then beggars would ride"
  • Good afternoon folks,

    Didn't bother to turn on the PC last night, as I was at 6.45am spin and was shattered:o.
    No NSD for me yesterday, as it was grocery shopping and got a takeaway for tea last night:).
    Today so far is an NSD and if I can avoid the pitfalls of internet shopping may end up with another NSD, but will wait until later. I hope everyone has a lovely weekend whatever they're doing:)
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So NSD no 15 today.

    Happy Saturday all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Afternoon all,
    thank you FREEBYFIFTY :T for fixing the information, just not enough days in the month for me to make 15 lol. :rotfl: Anyway unfourtantly had to spend money today but i knew that anyway but hopefully get better at budgeting for next month any advice gratefully received.:D
    thanks have a great saturday everyone.

    :j

    Debt as of Jan 17 £32990.71: :eek:
    Debt as of June 2020 £18636
  • Fae
    Fae Posts: 664 Forumite
    Got a little behind with updates, this month, had a job interview so needed a couple of smart items to wear, and fingers crossed, hopefully I will be getting a second interview. So a little behind on NSD but on the plus side have been very MSE and got my smart clothing from charity shops got some great bargins :D I have also managed to sneak in 3 NSD days bringing my total to 11 NSD

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
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