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The Spend Free September NSD Challenge
Comments
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#4 for me yesterday, today wont be tho as we are out for lunch and slimming world tonight but heres hoping for tomorrow lol, hope everyones as lucky as us in wales with the weather its glorious here today xxxSW loss 7st 4lb
NOvember #29 1/NSD £0/£250.0 -
solventsoon wrote: »:j:j:jthriftylass - and well done to you, you’re on your way as well. Keep going!
Hope the new energy provider is much cheaper. Re electricity bills, do you switch everything off at the wall, it’s surprising how much electricity things use even when they’re switched off
Aye, we do, telly, computer, coffe machine - the lot. The only thing I need to watch is to pull the cord on the electric shower too. But apart from that only the fridge freezer is on overnight.
Oh thanks, just went through things in the house in my mind and realised the Wifi is on over night, another thing to switch offWe spend now about £1-2 a day on leccy (20p standing charge, dep on season) which will come down by about 10% with the new provider. Probably seems expensive to me as I was also still paying off bills from maternity leave when I was home all the time.
Hopefully another NSD (2) today, as I don't need anything. Needed cheese yesterday but cheated a little and sent hubby as he wanted to go anywayTomorrow I will need to spend as I need to pay for a tooth filling :mad:
DEBT 02/25: total £6100 Debt free date 12/250 -
Well NSD #2 for me was yesterday.
Today was never going to be one as i'm going out for dinner with work tonight, so i took the opportunity to buy my magazines and a couple of bottles of water this morning. Tomorrow won't be one either as off to Weight Watchers.Lloyds CC: [STRIKE]£8651[/STRIKE] £8307 - Barclaycard CC: [STRIKE]£813[/STRIKE] £1208
MBNA CC: [STRIKE]£2712[/STRIKE] £2005 - Mint CC: [STRIKE]£782[/STRIKE] £976
TOTAL Start debt at 10th June 2015 : £12,972 :eek:
Current debt (8th October 2015): £12,496 = 3.67%0 -
Hello lovely NSDers!
Had a couple of spending days, as I succumbed to chocolate and cigarettes (yes I am very bad). I'm going to declare today as my 3rd NSD as I'm going straight home after work and won't be going out tonight.
This challenge has really helped focus my mind, I tend to have spending blackouts, where I suddenly realise I've spent money one lunchtime in Next (or other store)! It's not actually stuff I need, just something to relieve the boredom or to cheer myself up on a bad day. Looking around my house last night, I noticed just how much "stuff" I have, and none of it makes me happy. I'm going to list a couple of things a week on EBay, to have a clearout and earn some money.
Hope everyone else's week has been good!
Mel
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ifwisheswerehorses... wrote: »Morning all :hello:
:rotfl::rotfl::rotfl::rotfl:
I sooooo need one of those If!!:DThe time you enjoy wasting is not wasted time
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I had NSD no2 yesterday.
Went straight home from work and watched Celebrity Masterchef and the Great British Bake off - who needs to spend with these programmes on my TV!0 -
NSD 3 for me today
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140 -
Hi all, hope you are all well and being good
I just wanted to check in and say :wave: Hi, I have no nsd's to declare as I haven't managed to have a single one yet :mad: There always seems to be something I have to get....oh well, aiming for nsd 1 tomorrow.....:(
Hope you are all having a fab, spend free day!
xxAugust 13 NSD 4 /15.... /4 in a row!!!! Credit cards as of [STRIKE]13/4/12[/STRIKE] 31/07/12
Virgin [STRIKE]73.08[/STRIKE] 0.00:T Nationwide[STRIKE] 1336.57[/STRIKE] [STRIKE]1446.20[/STRIKE]1405.23 Tesco [STRIKE] 2392.11[/STRIKE] [STRIKE]2376.91[/STRIKE] 2761.93 Halifax [STRIKE] 2746.05[/STRIKE] [STRIKE]2774.12[/STRIKE] 2186.06 B/C [STRIKE] 2559.72[/STRIKE] [STRIKE]2569.62[/STRIKE] 2341.02 Santander [STRIKE] 3221.43[/STRIKE] 3119.57
:mad:
Overdraft:8000 -
No NSD here for me as we went out for breakfast. So i bought stamps, fuel and a spare summer uniform dress for my daughter while i was on a spend day. I think *whispers* i am getting the mse habit!!!
So now i need to not take my purse anywhere for rest of week. ;-)
L2B.xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180 -
Managed it yesterday
2nd NSD
Paid for travel for work today going to include this in spends as I am rubbish at budgeting for it and often end up having to find it from somewhere, don't work every day and planning to try to keep other spending to work days.PAID OFF FEB 2014 - £62.00
PAID OFF MAR 2014 - £53.54
PAID OFF APR 2014 - £47.00
PAID OFF MAY 2014 - £62.800
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