Vanquis Card Help

Gaz1971

Im no good at working out interest and what not so can someone with a Vanquis card tell me what minimum payments are on £150?

Also, do they have payment protection?

Gromitt

Depends on the card and APR, but assuming 5%, it would be £7.50 plus any interest and charges from last month (if any), minimum £5.

Gaz1971

Its the 39.9% APR card

TheGenerus1

If you have a Vanquis card then you will have an APR of:-

39.9% (for customers with a great credit history in their eyes, lol)
49.9%
59.9% or
69.9% (for customers with the worst credit history in their eyes).

You need to let us know before calculations are made.

You may have applied for the 39.9% Vanquis card, but wether or not you got the 39.9% is a different story. They give you the relevant APR depending on your circumstances. Check properly.

Gaz1971

Ive been approved for the 39.9% card.

SnowTiger

Gaz1971 wrote: »

Ive been approved for the 39.9% card.

Tap the numbers in to this webpage: http://www.whatsthecost.com/creditCard.aspx.

Anthorn

The information is in the Vanquis pre-contract agreement:

Any interest or minimum finance charge, default charges and maintenance fees added to your account and shown on your statement plus for 39.94% APR 4.5% of the balance owing and any amount your account balance exceeds your credit limit.