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Credit card application
kazybaby0141
Posts: 70 Forumite
in Credit cards
Hi there, I recently opened a current account with chequebook, overdraft, etc.
I was thinking of applying for a credit card with the same bank, I am trying to build up my credit rating again, as I dont have a lot of debt, Can I apply, or is it too early, as the current account has not been open long, a couple of months, but I have not used my overdraft as of yet, Thanks
I was thinking of applying for a credit card with the same bank, I am trying to build up my credit rating again, as I dont have a lot of debt, Can I apply, or is it too early, as the current account has not been open long, a couple of months, but I have not used my overdraft as of yet, Thanks
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Comments
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I'd give it six months.
And don't use your overdraft.
Indeed, perhaps building up a savings balance would look better.0 -
Who is it with?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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With bank of scotland0
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kazybaby0141 wrote: »With bank of scotland
I am with lloyds who apparantly uses the same system as BOS and after 3 months of banking with lloyds I've been offered everything bar the kitchen sink.0
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