We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Credit card bureaucracy hassle

I made arrangements to transfer a credit card balance to a 0% credit card offer online. Trouble is the transaction was duplicated, tried to contact the 0% credit card co, they said to contact the credit card I was transferring from to ask them to return the money to the account. The credit card co said they couldn't do this. To cut a long story short this ping ponging went on for a while by email and phone. Now I have received goodwill payment on my 0% credit card which has cleared the outstanding balance in full leaving me handsomely in credit. Can they retract the goodwill payment?

Thanks

Comments

  • redpete
    redpete Posts: 4,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like it might not have been a goodwill payment as such, just a one-off payment to make up for not being able to refund the duplicate credit. If this is so then I would expect they could take back the payment.
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • It was labelled in the statement as a goodwill payment, I would say that legally it would be their mistake and therefore difficult to reverse especially if I took it to the next stage with the Fsa.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.