HSBC Advance

Catbells

YorkshireBoy wrote: »

Paying what?...1.75%, 2.1%, or 2.75% AER?

You really do like all your eggs in one (HSBC) basket don't you. Much better rates available elsewhere.

1.75% AER. Also have ISAs with AA, and an HSBC Stocks and Shares ISA. Am I able to shift ISAs around?

Catbells

gt94sss2 wrote: »

Nationwide need do a £750 monthly credit for their travel insurance but it doesn't need to be a salary and you can withdraw it immediately (the free insurance also has an upper age restriction which is worth checking beforehand if one is retired).

Regards
Sunil

I have a fixed amount for a year (3.8%) with Nationwide and am looking at putting a few more of my eggs in their basket re banking as reports on MSE point to them being pretty helpful in the way you state here and rb10 in another post. Thanks.

Catbells

Gromitt wrote: »

I had savings with HSBC once, I rang and told them that I need a better rate or I'm moving them elsewhere, and all they did was tell me its better to keep all my money in one bank that doesn't need money from the government to survive. They then went to say thats why other banks needed government fundings, because they were "giving away" too much money. At the end, they offered 2% interest, which included a 1% bonus for 12 months for being a "loyal customer".

Who did you move to ?

rb10

Catbells wrote: »

1.75% AER. Also have ISAs with AA, and an HSBC Stocks and Shares ISA. Am I able to shift ISAs around?

Yes, you can. It's very easy to do.

You just open the new account, get an ISA Transfer Form from the new provider, and they'll then sort out the rest - the new provider will arrange for the balance to be transferred and the old account to be closed.

Gromitt

Catbells wrote: »

Who did you move to ?

Nationwide. Not checked that account for ages. To be honest, I can't even remember the account details as they are different to the normal login. I'll have to check it!

Catbells

Catbells wrote: »

Well, lets wait and see what they say. I have to find this out for myself.

rb10.

I FOUND OUT FOR MYSELF AND YOU ARE RIGHT!!

rb10

Catbells wrote: »

rb10.

I FOUND OUT FOR MYSELF AND YOU ARE RIGHT!!

There are no surprises there from me, to be honest. But thanks for coming back to update the thread.

Where will you be moving your account to?

Goldblend_2

I would not bother with it TBH. £144 better spent elsewhere i feel . Good luck what ever you decide to do xx

Catbells

rb10 wrote: »

There are no surprises there from me, to be honest. But thanks for coming back to update the thread.

Where will you be moving your account to?

Not sure yet. Addled mind after holiday!! but either Nationwide or Lloyds TSB. Spoke with Nationwide about it before I went and I have to ensure £1000 a month goes into it every month. If HSBC require the same I will have to transfer the funds from one bank to the other every month.