Life assurance via moneysavingexpert guide and cavendish online

sniper786

I have followed the guide and Cavendish provide the cheapest quote via Aviva for me.

I have only obtained the quote and not went further as i can't see any option to enter medical history - i have pretty much zero apart from a diagnosis of mild IBS and i want to make them aware of this incase when the time comes non-disclosure is cited as a reason for non-payment.

Cavendish say if you have any medical information that you might need to put down to contact a company called Vita Financial. Does anyone have experience with them? Do they offer the same prices?

ACG

On the application, it will have a part for you to enter any medical conditions.

I dont think IBS will cause an issue with life insurance but im not 100%.

I would be very wary about doing any protection on a non advised basis, you wont get any suggestions on trusts etc which can help to save a lot of agro when/if a claim ever has to be made.