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Life assurance via moneysavingexpert guide and cavendish online
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sniper786
Posts: 67 Forumite
I have followed the guide and Cavendish provide the cheapest quote via Aviva for me.
I have only obtained the quote and not went further as i can't see any option to enter medical history - i have pretty much zero apart from a diagnosis of mild IBS and i want to make them aware of this incase when the time comes non-disclosure is cited as a reason for non-payment.
Cavendish say if you have any medical information that you might need to put down to contact a company called Vita Financial. Does anyone have experience with them? Do they offer the same prices?
I have only obtained the quote and not went further as i can't see any option to enter medical history - i have pretty much zero apart from a diagnosis of mild IBS and i want to make them aware of this incase when the time comes non-disclosure is cited as a reason for non-payment.
Cavendish say if you have any medical information that you might need to put down to contact a company called Vita Financial. Does anyone have experience with them? Do they offer the same prices?
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Comments
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On the application, it will have a part for you to enter any medical conditions.
I dont think IBS will cause an issue with life insurance but im not 100%.
I would be very wary about doing any protection on a non advised basis, you wont get any suggestions on trusts etc which can help to save a lot of agro when/if a claim ever has to be made.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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