Accident compensation in IVA

DNR_2

Hi, I am a newby at posting, I have been in an IVA for 18 months and am wondering if anyone can give me advice please. I had a rear end shunt on the motorway this week, have a very sore lower back, but I'm wondering if it is even worth entering into an injury claim. Would any compensation I get have to be paid to the IVA company? would I have to declare it as it would be for a personal injury?

Would very much appreciate any advice. Cheers.

meer53

Surely it would be a good thing if it was paid to the IVA ?

pickpocketlocket

What is the medical prognosis for your "very sore lower back"?

DNR_2

Thanks, yes I agree, but after reading posts on here today, I'm thinking ahead to year 4 when my car is long dead and I have no other means of getting another, a little bit of money saved could be useful maybe?

DNR_2

whiplash injury caused by RTA, is that relevant to the IVA then?

pickpocketlocket

Would you not be using the money to fund treatment for your injury?

DNR_2

I work for the NHS, you obviously havn't heard of them, they will ensure, as they do for everyone in this country, that I will get physio after a trauma if needed. Thank you for your concern.

pickpocketlocket

DNR wrote: »

I work for the NHS, you obviously havn't heard of them, they will ensure, as they do for everyone in this country, that I will get physio after a trauma if needed. Thank you for your concern.

In that case I am wondering what you are claiming for, if your needs are being met by the NHS?

DNR_2

Are you in an IVA?

cheesedoffwithdebt

Hi, two comments. If you're in an iva there will be a clause in the iva agreement about windfall payments so some if not all of any claim would have to go to your creditors I think,you'd certainly have to tell the ip.

Secondly, personal injury claims are not a given. Suggest you go straight to a good solicitor and ask about your chances f success.

DNR_2

Hi, thank you for your helpful reply.