Ex Partner - His New Mortgage - Effect on me?

Debt_Free_Chick

getmore4less wrote: »

she could be on a lot more

Good point - but she's not. She earns around £30k so his income will have been critical in securing a loan/mortgage

getmore4less

Debt_Free_Chick wrote: »

No snooping here. I thought that if we are financially associated, then his credit record affected mine. And that his credit limited my ability to borrow.

If you're saying that not's the case, then I'm happy - thank you :j

For the record, the relationship is well and truly over - I'm only interested in my own wellbeing - financial as well as otherwise

Your ability to borrow is based on your exposure which will include 100% of the joint debts but the link is there and that will impact for some lenders. If he gets into trouble that could effect if lenders look deeper.

only the joint stuff will show on your report.

They may have other information without doing a search there is a lot of data sharing going on.

There is nothing you can do about it untill you break the link.

themull1

What are you going to do about the joint mortgage with you and him?

Debt_Free_Chick

themull1 wrote: »

What are you going to do about the joint mortgage with you and him?

The house is on the market