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Car insurance non fault claim on Que database
Comments
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I thinkthat you will find that the premium will go up, even with a no fault claim because claims may be pursued at a later date .... i.e compensation claims for personal injury, whiplash etc.Grocery Spends £90-£100 per week …. Payday each Friday
# 36 on 12k in 2026 £1160 of £75000 -
dollypeeps wrote: »I thinkthat you will find that the premium will go up, even with a no fault claim because claims may be pursued at a later date .... i.e compensation claims for personal injury, whiplash etc.
no fault means that you weren't at fault so there is no chance of any claims turning up at a later date.0 -
no fault means that you weren't at fault so there is no chance of any claims turning up at a later date.
No.
A "no fault" claim means your insurer didn't incur any cost, and is nothing to do with being "at fault".
You can be blameless but end up with a fault claim if your insurer cannot get full recompense from a third party.0 -
yep, but the context of that post was in response to a post which justified a non fault loading on the grounds that PI claims might turn up later.
and in a thread about premium loading where the OP was both blameless and didn't make a claim0 -
No.
A "no fault" claim means your insurer didn't incur any cost, and is nothing to do with being "at fault".
You can be blameless but end up with a fault claim if your insurer cannot get full recompense from a third party.
In today's world I can believe you are correct but this is an utter travesty of the English language.
I can accept that after an incident you might make a claim or not make a claim. Also, the incident may be your fault or somebody else's fault but just because the insurance company loses money by paying the claim cannot make it a "fault claim" - that can only be down to whose fault the incident was.
It's really not worth using a language where "experts" use it to mean the exact opposite of the truth as ordinary people would mean it.0
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