Incapacity and Moving in together

Cranny44

Hi

If a lady 58 on incap with high DLA care and Mob moves in with her partner who is retired and on state pension of £180 a week and occ pension of £250 a month would she still be able to keep her incap until she gets her state pension or would she lose this and have to live on partners income as they wouldnt get pension credit on this income even with a carer premium factored in?

I know she would lose the SDP element but unsure on the actual Incap element.

Thanks

mazza1985

Cranny44 wrote: »

Hi

If a lady 58 on incap with high DLA care and Mob moves in with her partner who is retired and on state pension of £180 a week and occ pension of £250 a month would she still be able to keep her incap until she gets her state pension or would she lose this and have to live on partners income as they wouldnt get pension credit on this income even with a carer premium factored in?

I know she would lose the SDP element but unsure on the actual Incap element.

Thanks

I have no idea about the rules on this, but wanted to keep this thread bumped as interested to see the replies. In the mean time I would suggest putting the information into www.turn2us.org.uk it may give the answer you need.

epitome

If she is definately on Incap Ben and not Income Support....

Then she will remain entitled to IB & DLA and her payments will be unaffected by the move......for now

She will eventually be pushed onto ESA C...when that happens she will probably go into the WRAG group and her ESA C will stop after 1 year

If she remained single then when her ESA C ends after a year she would be able to claim ESA IR at the same rate.

mazza1985

Cranny44 wrote: »

Hi

If a lady 58 on incap with high DLA care and Mob moves in with her partner who is retired and on state pension of £180 a week and occ pension of £250 a month would she still be able to keep her incap until she gets her state pension or would she lose this and have to live on partners income as they wouldnt get pension credit on this income even with a carer premium factored in?

I know she would lose the SDP element but unsure on the actual Incap element.

Thanks

The amount of state pension seems rather high, are you sure he has no pension credit coming in as well? If he is in receipt of pension credit his new partners income will effect his entitlement to that.

Cranny44

Hi yes she is on incapacity with an income support top up (SDP) she hasnt worked for several years now due to ill health not too concerned about the swop to ESA as she is almost 59 so nearing state pension and, as she hasnt yet been contacted about ESA yet hopefully would be switching to SRP before the ESA claim ran out.

So would she keep the incap still in this situation?

Cranny44

mazza1985 wrote: »

The amount of state pension seems rather high, are you sure he has no pension credit coming in as well? If he is in receipt of pension credit his new partners income will effect his entitlement to that.

Yes thats def just SRP there are some high state pensions out there now, i regularly come accross people with £200 upwards. And i am sure he isnt on PC

mikey_bach

She would keep her Incapacity benefit and DLA, lose her SDP as this is paid by Income Support.
As said this will change when she goes over to ESA.

I am thinking he would have to add her on to his claim as they would be then a couple,

Dunroamin

Plenty of people receive far more than the basic state pension as I do myself. The extra comes from SERPS and/or S2P - nothing whatsoever to do with pension credit.

krisskross

Dunroamin wrote: »

Plenty of people receive far more than the basic state pension as I do myself. The extra comes from SERPS and/or S2P - nothing whatsoever to do with pension credit.

Yes my husband gets almost twice basic pension.

McKneff

Yes, my OH get serps/sp2 and i get a small amount on top of my 60% state pension.

Move in together, have fun and enjoy, life's too short............

Mojisola

Cranny44 wrote: »

Hi yes she is on incapacity with an income support top up (SDP) she hasnt worked for several years now due to ill health not too concerned about the swop to ESA as she is almost 59 so nearing state pension and, as she hasnt yet been contacted about ESA yet hopefully would be switching to SRP before the ESA claim ran out.

If she's only 58, she's got a few years to go before she gets her pension.