Points on license due to come off in October

peteb74

And my insurance is due for renewal in December. Will I see a marked drop in my premium? IIRC I'm paying around £350 a year with the 3 points for speeding on

Notmyrealname

Probably not. 3 points for a standard SP30 code is pretty much a no penalty.

forgotmyname

Probably makes zero difference to the quote after that long.

System

If this is the 4 year point then probably none as insurance companies like to go back the 5 years allowed by Rehabilitation of Offenders Act.

thenudeone

As implied above, just because the points don't count for totting up (3 yrs) or can be removal from your licence (4 yrs) you MUST still declare them to insurers for 5 years (longer if they were for a more serious offence).

Quentin

Do some dummy quotes online with and without the points to see what difference they make.