Glossary for "Bankruptcy & Living With It"

fedupmr

so glad it does NOT mean Dum Husband DH lol.

Emmylou_2

Two that I'm not sure about

AD
ED

I'm thinking they have something to do with discharge but not sure what the vowel could stand for...

IF

Emmylou wrote: »

Two that I'm not sure about

AD
ED

I'm thinking they have something to do with discharge but not sure what the vowel could stand for...

Hi Emmylou, I'm the world's worst at abbreviations!! But I know these!!;)


AD - Automatic Discharge

ED - Early Discharge

HateBanks

I use !!!!!! a lot! but not as full final settlement! I am told by a younger person that it should be OFFS, Oh For F**** Sake, maybe that would eliminate confusion with Full & Final Settlement!

Angiepange

HateBanks wrote: »

I use !!!!!! a lot! but not as full final settlement! I am told by a younger person that it should be OFFS, Oh For F**** Sake, maybe that would eliminate confusion with Full & Final Settlement!

:rotfl::rotfl::rotfl:Me too!!! or FGS is another one!

MTDancer

It would be much better if people just took the time to type in full. There is something in my brain that just resists these abbreviations and I can't follow the threads which is a shame given the fantastic advice that is usually given

tigerfeet2006

For those of us who have been on here for ever I am afraid we do get a bit complaicent and expect people to understand BUT in our defence when we are answering the same questions every week then it becomes so much easier and quicker to write. I am afraid it would do my head in if I had to keep writing Official Reciever, Beneficial Interest, Bankruptcy Restriction Order, Individual Payment Agreement etc. etc.

FavDaughter1

Hi, looking around incase we go the BR route....a serious subject but thankyou guy's making me LOL!!! laughter has been very thin on the ground of late.

you all make a difference. i now feel if our F&F iva doesn't go through that yes BR will be stressful,sad etc but i feel with the info i can get here we'd get through it.
thanks keep LOL x

IF

tigerfeet2006 wrote: »

For those of us who have been on here for ever I am afraid we do get a bit complaicent and expect people to understand BUT in our defence when we are answering the same questions every week then it becomes so much easier and quicker to write. I am afraid it would do my head in if I had to keep writing Official Reciever, Beneficial Interest, Bankruptcy Restriction Order, Individual Payment Agreement etc. etc.

I agree too Tiger x :A

IF

A list of a few abbreviations from me x

AIB - Accountant in Bankruptcy
AO - Administration Order
AD - Automatic Discharge

BR - Bankrupt/Bankruptcy
BI - Beneficial Interest
BO - Bankruptcy Order
BRO - Bankruptcy Restriction Order
BRU - Bankruptcy Restriction Undertaking
BTW - By The Way

CAB - Citizens Advice Bureau
CC - Credit Card
CCF - Court Claim Form
CCJ - County Court Judgement
CCS - County Court Summons
CRA - Credit Reference Agency
CRF - Credit Reference File
CRB - Criminal Records Bureau (UK)
CCCS - Consumer Credit Counselling Service
CIFAS - Credit Industry Fraud Avoidance System


DAS - Debt Arrangement Scheme
DCA - Debt Collecting Agency
DD - Direct Debit
DMP - Debt Management Plan
DRO - Debt Relief Order
DH - Dear Husband
DD/DS - Dear Daughter/Son

ED - Early Discharge
EX160 - Application for a fee exemption or remission of court

F&F - Full and Final Settlement
Form 6.27 - Debtors Petition for bankruptcy
Form 6.28 - Statement of Affairs (Debtors Petition)
F2F - Face To Face (OR interview)
FYI - For Your Information

HPA - Hire Purchase Agreement
HTH - Hope That Helps

IPA - Income Payment Agreement
IVA - Individual Voluntary Arrangement
IPO - Income Payment Order
I&E - Income and Expenditure
IP - Insolvency Practitioner
IPOQ - Income Payment Order Questionnaire
IMO - In My Opinion
IMHO - In My Humble Opinion

LO - Loved One/Little One
lol - Lots of Love
LOL - Laughing out Loud

Moonbeaver - Moonbeever is the ORs solicitors who collect tax money and IPA payments etc

NDL - National Debt Line
NT - Nil Tax
NTC - Nil Tax Coding
NICO - National Insurance Contribution Office

OR - Official Receiver
OP - Original Poster
OMG - Oh My God
OH - Other Half

PM - Private Message
PAYG - Pay as You Go Mobile Phone Tariff
PoD - Proof of Debt
PP - PayPlan

RTLU - Regional Trustee/Liquidator Unit
RO - Repossession Order

SOA - Statement of Affairs
SD - Statutory Demand

Troll - A person who posts intentionally controversial posts to cause fights and arguments between posters


This was written below by Immortal Angel and is soooooo helpful too x

The DFW Dictionary (glossary of abbreviations)