We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit card or loan
i_run_to_be_free
Posts: 1 Newbie
in Credit cards
What is the best option for me I owe around £700 on a next card and the interest is crazy but I also want to book some flights for a holiday is a credit card or loan my best option ??? Thanks :j
0
Comments
-
Neither. If you consider the rate on your existing debts to be crazy, you definitely don't want more debt.0
-
Is your credit rating good enough to get a interest free balance transfer card..tho not sure you can transfer next debt but I could be wrong.0
-
Is your credit rating good enough to get a interest free balance transfer card..tho not sure you can transfer next debt but I could be wrong.
Don't do that, you can pay your Next account by credit card, it counts as a purchase (as it's technically a catalogue account rather than a store card).
You need a 0% purchase credit card, you won't be able to balance transfer from Next.0 -
If you need a loan or credit card to pay for your holiday, you can't afford to go on holiday.
If you have saved up the money to pay for your holiday, don't go on holiday, use the money to pay off your £700 debt.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards