Is this worth it from Warranty Direct......

harrpau7

......or should I save my money?

Warranty Lite – the low cost alternative to a full warranty

- Covers the cost of parts and all labour including VAT for mechanical and electrical faults
- Pays for repairs if your car breaks down at the roadside and you need the assistance of a recovery service
- Works alongside your own breakdown provider’s cover OR you can use our “pay on use” breakdown service

Premiums from:

12 months - £99.00

24 months - £188.10

36 months - £274.73

Also included in this price*:
- Car Hire
- Overnight Hotel Accommodation
- Emergency Travel
- Technical Helpline

To buy a policy today visit http://warrantydirect.co.uk/Warrantylite.html

Reasons that make Warranty Direct the UK's leading direct consumer warranty company:
· We are highly recommended by many trusted brands including The Telegraph, The Mail, Auto Trader and What Car?
· We are the only warranty company to have been recognised with the Honest John HAT Standard (Highly Approved Trader)
· Failures caused by over-heating are covered
· Diagnostics costs associated with a valid claim are covered
· Your car will be covered if it fails abroad in Europe
· We adhere to the Motor Industry Code of Practice for Warranty Products


Making a claim is easy!

We handle all our claims in house with our dedicated team of engineers
Open 6 days a week allowing us to process claims very quickly

67% of claims are authorised on the same day and the turnaround time for any reimbursement is less than 7 days

To come on cover your vehicle must have been serviced in the past 12 months and once on cover you must ensure that you have your car serviced to the manufacturer's guidelines at any VAT registered garage.

If you have any further queries, please get in touch.

*Terms and conditions apply – full policy terms can be viewed at http://warrantydirect.co.uk/policywording.html?which=bri&section=bri

thenudeone

Debates about the value of car warranties crop up frequently here.

Have a look at the posts linked to here
https://forums.moneysavingexpert.com/discussion/4125743

The option you mention basically only covers you if the vehicle is immobilised, and doesn't cover a large number of other faults which might arise, and which might be covered by a better warranty.

little_miss_muppet_face

I have cover through Warranty Direct, I am £300 a year, it also covers me for mot failures that are picked up, I have had it for 2 years and have made one claim when the ECU unit on my last car failed, the total garage bill came to £2800 though vauxhall belmont and WD covered it without question, so for me it has worked out well.

forgotmyname

£2800 repair on a vauxhall belmont? Didnt they only cost that much to buy new? Stopped making them in 1991??

I didnt know they did that sort of cover on a 20+ year old car?

NeverEnough

My experience with WD hasn't been altogether good - just be aware that if you cancel a fully paid for policy with them, (I part exed the car while it was covered by a WD warranty) you will get very little back even if you only used 2 or 3 months of a 12 month warranty as they charge very high "cancellation" and "admin" charges. I ended up getting about £50 back from a £400 "luxury" policy which was only in effect for 3 months.

Lots of threads on car forums as well - most people have a bit of a battle getting them to accept liability for genuine repairs which should be no quibble - they have paid up, though, after quite a bit of arguing.

General consensus is that the OEM warranties which can be extended, are a better option if this is possible, but of course it isn't available on many cars from independent garages.

We recently bought an ancient high mileage Caravelle in very good mechanical condition from an indepedent garage - it came with a 3 year engine / drive train / named component warranty from a company called VGS. The alternator failed within 500miles and initially they wriggled out of it, but when we contacted the selling garage, we got a cheque about 4 weeks later from the warranty company.

I think WD and the like present some protection for car owners, but be prepared to fight the claim eventually........they all seem to try to wriggle out of paying anything. Thats insurance for you!!

Gloomendoom

forgotmyname wrote: »

£2800 repair on a vauxhall belmont? Didnt they only cost that much to buy new? Stopped making them in 1991??

I didnt know they did that sort of cover on a 20+ year old car?

IIRC the amount that WD will contribute to each claim decreases as the car gets older.

My experience with WD has also been poor. I wouldn't touch them with a barge pole.

ukjoel

Experience mixed.

They paid out for an air con compressor and and ECU sensor.
However nationwide autocentre (think they are no halfords) were absolutely useless.

WOuld pay the extra to take it to a main dealer (or take it to a local mechanic but you will need to pay upfront and then claim the money back.

little_miss_muppet_face

forgotmyname wrote: »

£2800 repair on a vauxhall belmont? Didnt they only cost that much to buy new? Stopped making them in 1991??

I didnt know they did that sort of cover on a 20+ year old car?

Vauxhall Belmont is the name of the garage.. not the car

sj999

I bought a BMW with a warranty from Warranty Direct. I serviced the car at a local BMW dealer. When it developed a fault I contacted Warranty Direct to make a claim -

1) Initially they refused to accept the car had be properly serviced; BMW dealer is not one of there recommended garages.
2) Then they refused to pay BMWs hourly rates
3) Then they said they would only pay for second hand or reconditioned parts

I paid the difference, and there contribution covered the cost of the warranty, but I'd never buy another car warranty again.