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Lloyds TsB

BugsyBrowne
BugsyBrowne Posts: 5,697 Forumite
edited 20 August 2012 at 6:27AM in Budgeting & bank accounts
Morning folks just a Little question.

Decided to Upgrade to the platinum account from gold account and never really though about running a lloyds credit card so flicked through to their credit cards online and come across the Duo Avios card.

But it says it's a premier credit card does this mean I won't get accepted if I decided to apply as I only have the platinum account not the premier account.

Cheers

Comments

  • Saints2011
    Saints2011 Posts: 933 Forumite
    It has nothing to do with the added value account that you have or don't have. Can apply with a normal Classic account, like I did :-)
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Saints2011 wrote: »
    It has nothing to do with the added value account that you have or don't have. Can apply with a normal Classic account, like I did :-)

    Cheers saints.
  • You won't get the Premier AVIOS card without a Premier account - OR you will be charged £50 per year for the card.
    Look carefully at the terms and conditions should you decide to apply.
  • Saints2011
    Saints2011 Posts: 933 Forumite
    The annual fee is £50, but we’ll refund half of that for your first year – so you’ll only pay the equivalent of £25.

    (Free for staff.)
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • MoneySaverLog
    MoneySaverLog Posts: 3,232 Forumite
    They have a non Premier version which is free as well.
  • pwuk
    pwuk Posts: 152 Forumite
    Part of the Furniture Combo Breaker
    Far greater apr on the non premier version of the card.
  • MoneySaverLog
    MoneySaverLog Posts: 3,232 Forumite
    pwuk wrote: »
    Far greater apr on the non premier version of the card.
    Actually according to the website the non premier version has a representative APR of 17.9% compared to the premier version of 21.9%
  • pwuk
    pwuk Posts: 152 Forumite
    Part of the Furniture Combo Breaker
    Actually according to the website the non premier version has a representative APR of 17.9% compared to the premier version of 21.9%

    This includes the £50 fee, if applicable. Typically the Premier apr is 13.9% as I understand.
This discussion has been closed.
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