Spouse Pensions After Death

LHW99

I think the option for a male teacher to choose a reduced level of pension so that his widow would be entitled to 50% was in place by the end of 1965, as my grandfather did this.
Automatic entitlement to 50% pension for widowers of female teachers was brought in in 1988, but you were given the option to "buy in" that right if you were a full time teacher at that time - I think there was a window of about a year to opt in.
Anyone who did do this should check their pension statement carefully, I found mine did not include the payment in the level of family benefit stated - I had to ring up to get the TPS to do a "manual calculation".

Flugelhorn

NHS was the same re widowers - it is only service since 1988 that counts towards a widowers pension whereas it all counts towards a widow's pension..

PennyForThem_2

I have a letter dated around 2002 that states that the Government had to reconsider withdrawing the 'inheritance' of SERPS as not enough notice had been given for affected partners to have instigated alternative arrangements.

So yes, expecting 70% of my husband's SERPS. (I have deferred statepension - forecast = no mention but then husband not dead at that time).

missbiggles1

LHW99 wrote: »

I think the option for a male teacher to choose a reduced level of pension so that his widow would be entitled to 50% was in place by the end of 1965, as my grandfather did this.
Automatic entitlement to 50% pension for widowers of female teachers was brought in in 1988, but you were given the option to "buy in" that right if you were a full time teacher at that time - I think there was a window of about a year to opt in.
Anyone who did do this should check their pension statement carefully, I found mine did not include the payment in the level of family benefit stated - I had to ring up to get the TPS to do a "manual calculation".

For teachers' pensions, service after 1972 counts for family benefits (for a male married to a female) unless you bought extra years at the time of marriage.

https://www.teacherspensions.co.uk/m...have-gone.aspx

SandraScarlett

I've been recently widowed and was receiving about £70 SRP, as I paid Married Women's Reduced Rate stamp. I've been told this will "substantially increase", based on my late husband's contributions, but I can't find this info on any web site.


He was almost 76, and was contracted out, so not paying SERPS, and I'm 68. Any info would be gratefully received.


xx

mgdavid

SandraScarlett wrote: »

I've been recently widowed and was receiving about £70 SRP, as I paid Married Women's Reduced Rate stamp. I've been told this will "substantially increase", based on my late husband's contributions, but I can't find this info on any web site.

He was almost 76, and was contracted out, so not paying SERPS, and I'm 68. Any info would be gratefully received.
xx

this might be better if reposted or moved across to the Pensions board.