Help...credit check for Police Staff job?

heartbreak_star

Would a satisfied CCJ from a few years ago be an instant rejection?

HBS x

tinkerbell28

heartbreak_star wrote: »

Would a satisfied CCJ from a few years ago be an instant rejection?

HBS x

No. If it were unsatisfied, yes.

Most of the jobs here people are talking about are basic clearance.

So debt or bad debt doesn't necessarily rule people out.

The key is DON'T LIE. They will find out and it is an instant no.

They don't like lots of unsecured debt as it is deemed riskier, they don't like DMP's.

This doesn't mean a no for a lot of roles. As long as honesty is there and that clear plans have been set up for some time, to help tackle the debt.

They will then look at the circumstances, salary, vs debts, etc. To see if you're high risk.

As one, getting in financial trouble can be seen as a sign of irresponsibility. It also leaves you at risk of corruption and bribery, when you have access to sensitive information. So you may find if it is ok'd. They do periodic financial reviews. To check for abnormalities in the finances.

For more sensitive jobs, bad finance is a no-no as they get stricter the higher level you go and the more information, etc.

fermi

Not sure if this is still current, but.....

http://policerecruitment.homeoffice.gov.uk/documents/npia-02-20112835.pdf

Financial Vetting

Policy

1. Regulation 6, and Schedule 1, paragraph 4 of the Police Regulations 2003 states that a member of a police force shall not wilfully refuse or neglect to discharge any lawful debt.

2. All members of the Police Service are in a privileged position with regard to access to information and could be considered potentially vulnerable to corruption.

3. Applicants to the Police Service should normally be free from undischarged debt or liability and able to manage existing loans. The emphasis should be on sensible management of debt.

4. This policy should sit alongside the Association of Chief Police Officers (ACPO) National Vetting Policy for the Police Community and police force vetting policies and procedures.

Guidance

5. Applicants who have existing County Court Judgments (CCJs) outstanding against them should not be considered.

6. Applicants who have discharged County Court Judgments should be considered.

7. Applicants who are the subject of a current Individual Voluntary Arrangement (IVA) should not be considered.

8. Applicants who have been registered bankrupt and their bankruptcy debts have not been discharged should not be considered.

9. Applicants who have been registered as bankrupt and their bankruptcy debts have been discharged should not be considered until three years after the discharge of the debt.

10. For the purposes of police recruitment, former Directors of limited companies which have become insolvent and who apply to the police force should be treated as if they were bankrupt even though the debts are in the name of the company.

11. Where debts are declared, the financial vetting check should be made at the start of the recruitment process. Otherwise, it may be conducted post assessment but prior to appointment.

12. Careful consideration should be given when a Credit Reference Check reveals applicants have defaulted accounts.