car insurance epilepsy

repeatoffender

Thank you for your replies, it is a relief to know that even if he can't be insured his NCB can be reactivated next year, he has now rang epilepsy action and they are going to assist with the various alternatives.

Quentin

Most companies accept NCD up to 2 years "old".

forgotmyname

I dont think he can take out insurance if he doesnt have a licence.

Possibly a layup type of policy but nothing that will allow it to be used on the road.

CKhalvashi

forgotmyname wrote: »

I dont think he can take out insurance if he doesnt have a licence.

Possibly a layup type of policy but nothing that will allow it to be used on the road.

I know of at least one person that's insured vehicles registered in their name when they don't drive (sole trader, general policy with business use)

Adrian Flux is the only name that I can advise on this one, as they are specialist brokers for a variety of things. They've managed to get my quote down to £600 from £2,400 from normal comparison sites, for a vehicle that's not registered in my name but I'm the main driver on.

CK

System

I'm not clear what you want to do.
Retain two cars, but just one driver, you?
Sell your car and just use "his", now yours?
Cancel your own insurance but somehow use his (NCD) on your car?

Many insurers will allow full NCD to a named driver. It might be worth his while talking to his insurers, explaining the situation, and asking whether they would allow you to have the NCD on a new policy in your name.

It is possible to have insurance as a non-driver. My father didn't drive but had advantageous insurance through his work, with my mother as the main driver. But it might be an unnecessary complication and no financial benefit.

repeatoffender

Thank you. Once he has ran through the options with epilepsy action he will ring the insurance company and change / transfer it.

forgotmyname

CKhalvashi wrote: »

I know of at least one person that's insured vehicles registered in their name when they don't drive (sole trader, general policy with business use)

Adrian Flux is the only name that I can advise on this one, as they are specialist brokers for a variety of things. They've managed to get my quote down to £600 from £2,400 from normal comparison sites, for a vehicle that's not registered in my name but I'm the main driver on.

CK

Yes but would they do this for private use?