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Can I reclaim CC charges going back more than 6 yrs?

Hi all, I am new on here and apologise if this has been covered already...I spent about an hour looking thru the forums to see if this was covered but couldn't find the relevant info so I thought I would just ask!

I recently moved house and have just discovered a box full of old bank/credit card statements going back, in some cases, as far as 2001.

A LOT of these statements show charges of £25-30 on them.

Can I use these to claim back as far as I have the statements for or is there a time limit?

Comments

  • Wywth
    Wywth Posts: 5,079 Forumite
    Tasrar wrote: »
    Hi all, I am new on here and apologise if this has been covered already...I spent about an hour looking thru the forums to see if this was covered but couldn't find the relevant info so I thought I would just ask!

    I recently moved house and have just discovered a box full of old bank/credit card statements going back, in some cases, as far as 2001.

    A LOT of these statements show charges of £25-30 on them.

    Can I use these to claim back as far as I have the statements for or is there a time limit?

    You should find the answer and more here:
    http://www.moneysavingexpert.com/reclaim/credit-card-charges
  • What sort of charges, and what about them was wrong?
  • What sort of charges, and what about them was wrong?

    This thread is 7 years old!
  • SonOf
    SonOf Posts: 2,631 Forumite
    1,000 Posts Fourth Anniversary
    I suspect there was a post KD was replying to that has gone missing.
  • SonOf wrote: »
    I suspect there was a post KD was replying to that has gone missing.
    I have literally no idea how that happened.

    Apologies all, please ignore...
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Late payment / missed payment charges? If so, that boat sailed a long time ago; unless you are still in financial difficulty and getting modern charges?
    Mortgage started 2020, aiming to clear 31/12/2029.
  • brown1950
    brown1950 Posts: 264 Forumite
    Can you please explain why YOU think the boat sailed long ago with regards to late payments/missed payments with regards to Credit Cards ?
    Legal arguments please and not reference to Supreme Court decision on Bank Charges. As i have said
    many times on this forum NO precedence has been set with regards to these charges in Court.
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