Travel Insurance for Elderly mother-in-law who has suffered a stroke.

swinster

Hi,

We we're hoping to take my mother-in-law on a cruse around the med sailing from Southampton, but I had totally forgotten about insurance.

Does anyone have any suggestions about some reasonable (!?!) insurance for an 80 year old how has suffered a stock last year? Is this simply going to be cost prohibitive or uninsurable?

Advice welcome.

Hobsons_Choice

Might be as well to look at the specific insurers for the elderly i.e. Age UK; Saga; etc. Doubt they'll be cheap but will, hopefully, be reasonable.
Or try one of the comparison sites (Moneysupermarket, Compare the Market etc) and input your needs.

daveyjp

Once you get to quite specialist requirements the cruise company retained insurance provider can be a worthwhile choice.

Also try LV as they have an excellent online medical screening system.

lil.smartie

Try Flexicover (code EC812 for a discount) they cover my husband who has had a stroke.

Kate

swinster

Thank you very much guys, I will look over these today.

Mands

swinster wrote: »

Hi,

We we're hoping to take my mother-in-law on a cruse around the med sailing from Southampton, but I had totally forgotten about insurance.

It might worth looking at Saga cruises as they bundle insurance, as well as gratuities, into the price. They also include shuttles into port cities as well as chauffeur pickups if you live within 250 miles of the embarkation port.

They attract an older passenger group and won't give you all the bells and whistles of the first cruise you were looking at but they might prove a more practical solution for your MIL's circumstances.

Mands

luci

If your MIL's condition has been stable for the past 12 months, ie no change in medication, then I would try calling www.eta.co.uk

pimento

I use https://www.essentialtravel.co.uk They will cover for almost any condition.

swinster

Cheers Guys.

Mands - I checked out Saga and although I thought they were expensive, they would blow the budget completely. The cheapest cruse to the Canneries for 12 days is £1650pp - nearly twice the price of other cruses I have been looking at. Whilst this might be OK if it we're just my MIL and one other, as there are going to be at least 4 of us (possibly now 5), the additional cost would be crucifying for us.

The MIL had her stoke almost a year ago, but only left hospital just before Christmas. She is on warferin and the does change depending on blood test results which happen regularly. My feeling is that some insurers might count this as too soon. Still I will give them a try.

Bob_the_Saver

luci wrote: »

If your MIL's condition has been stable for the past 12 months, ie no change in medication, then I would try calling www.eta.co.uk

Aren't eta the the Basque Terrorists?

swinster

FYI

The standard ETA insurance will not cover the MIL, however, the do an extended version that did provide cover. Approx £400 for medical only cover, £575 for all travel related insurance.

Unfortunately, Essential Travel's upper age limit is 74, so no go.

Flexcover - Gold cover (so all travel related insurance) + Medical Screening for her stroke - £320

LV - Essential £83, Premier £96. Both have her condition listed, however, neither premium covers ANY claim listed for her pre-existing condition - which kinda defeats the object of the insurance!

Age UK - £282 - All covered

Saga - £310 - All covered.

All of these were quoted for a single trip, two week break at the end of September to the Canary Islands