Thursday 16th August what small DFW things will you do today?!

Pippilongstocking

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:


Yay:j I started the thread, I get so excited. List up in a mo will pop this up to make sure we don't get two.....:rotfl:

Ok so far so good

Today
Check banks and wait for wages to clear.....this may be a long wait
Walk dogs at home
Do expenses for July and email it
Feed hens and collect eggs
Text or fb chum about moving chooks this week to hers before we move
Write a list and make sure we only take what we need and email movers/ check out hiring a van
Fb brother to plead for help
Store cupboard meals today
Probably not a nsd but should be a LSD only buy what need
Drop dd EMA form at council, speak to them about change of address save call/stamp
Pack more stuff
Declutter more and take to tip/charity shops on way to town

Not sure what else but that will do for now, mainly packng.....have a good un

Xxxx

PurpleFairy26

Morning everyone:) Thanks for starting us off Pippi - good luck with the packing. Where is everyone :eek:

My list for today:
Free refreshements and lunch as working in London -also charging laptop and phone on train and using their internet rather than my personal 3G. My stupid work laptop won't connect to the work network so can't do any work on train - what a shame :rotfl:
Meals from stores
pack for DD as she's staying at grandparents this weekend as DH and I are going on a very budget stay in a hostel for BIL 30th. pack for us as well
Moved pay around to various pots and updated my spreadsheet
moved paypal funds to overpay my loan - less than 4 months payments to go :j
Chase ebayer who has not paid :mad:

Think that's about all, will be back later to see what everyone else is up to

Tiggy10

Morning! Thanks Pippi for starting.

Today I have now finished work so I need to use my next few weeks wisely before I start teaching!

- check banking, move some money to savings. Pay in some cash to my bill account when I am out
- all meals from stores
- Start sorting through my room, going to do a car boot on sunday to declutter
- list anything more valuable on the bay of e
- drop some clothes to my sister at her Grandparents
- have my induction at the gym

Have a NSD as I am quite behind in the challenge!

Have a good day all!

pixiechick99

Morning ladies:)
Thanks pippi for getting the thread going...glad it makes you so cheery:rotfl:

Still sat here in my pjs, I love the hols, how will I manage going back to work in a few weeks?;)

Ok, maybe if I get a list down I'll have some motivation to get going...here we go:
check banking - tax credits in, all duly shuffled about
check onepoll
Hoover through whole house
sort returns for N*xt
persuade dd2she only wants 1 of the 2 t-shirts I bought her so the other can go back for £8 refund:D
sort out student loan deferral form
meal from plan tonight - jacket pots and chicken. Dd1 eating out at lunchtime so she can have something small tonight
towels washed and on the line

Ok, that's my lot. I also need to sort my hair (home dye disatser:o:o) - the fringe is a shade darker than the rest...I keep washing it but it's not fading:o Luckily it's semi permanent, so it'll go, but I'm out on the town on Saturday and would like my hair looking decent:) So I might buy a colour remover, urgh I wish I'd never bothered!

Have a good day everyone:D

MinnieMousesMummy

Good morning everyone. Its dry here just hoping it brightens up and I can get the washing out.
Pippi – Thanks for starting us off today

My list for today:

1. [STRIKE]Quick shower[/STRIKE]
2. School run one done
3. Washing Work in Progress
4. Do some course work – Feeling motivated now as call to college was better than expected and got a meeting next week to finalise arrangements so I’m one happy lady just hope I can cope with doing 2 courses.
5. All meals from stores
6. Surveys
7. SP and SB
8. Clean the bathroom and hoover the house
9. Update tester paperwork
10. Look into available jobs
11. Sort paperwork for the cars and get old car up for sale
12. Sort dh’s ebay account
13. Work on craft projects
14. Spend some quality time with dd
15. Look into student finances
16. Sort catalogue returns
17. Make a list of what needs to be done over the weekend

I think that is everything for today. Hope everyone has a good Thursday x

determined_new_ms

Morning guys :wave: thanks for starting us of pippi! Ha I remember many moons ago when I started on this DFW malarky that you & pix were the (fire) starters - going back to our roots!

Tiggy and Pix oh how envious I am of your holiday allowance although, obviously I get the cheaper hols than you do but still 5 weeks a year is a pittance!

Jonno yay to a weekend away! :j

My stuff for the day:

[STRIKE]check banking[/STRIKE]
[STRIKE]rework out what we need to pay each for festival frivolities [/STRIKE]
[STRIKE]shift some money into savings[/STRIKE]
print off p60 to take to mortgage broker meeting at 3
looking at a house this evening (god this house buying stuff is like a roller coaster, elated one minute and then crushing disappointment the next )
breakfast & lunch from stores
stick to diet
[STRIKE]print off a couple of vouchers for meal out tonight[/STRIKE]
[STRIKE]check cc statement[/STRIKE]
[STRIKE]work out what oh owes me - petrol/festival/mil's present[/STRIKE]
make the blinking crumble and freeze - we have too much fruit at the moment! All these deserts is making sticking to the diet v hard!
work out what my holiday allowance is left and when I am going to take it :T
take some funds out of savings pots to pay for birthday presents and festival till the cashback becomes available
call a couple of solicitors and ask for quotes
read some more on mortgages


oh yeah and I better do some work as well! :rotfl:

Paintyourbox

Just a small list for me as usual!

1. Carry on breast feeding the baby!! (this is a recurring theme!)
2. Move some money around into my savings to cover my credit card bill.
3. Post my latest Amazon sales.
4. Meals as per meal plan, double quantities and freeze the rest.
5. NSD!

La_escocesa

Hi everyone :wave:

I'm still beaming about the news yesterday that my hubby got a job :j :j :j

Continuing with the small things:

Leftovers for lunch

Free cuppas x 2 in work

Walking home

House hubby is 'enjoying' his last 2 days of freedom and tidying round/washing/cleaning

Drinking champagne we've had chilling in the fridge

Pippilongstocking

:j:j:j:j:beer::j:j:j:j:j

Well done mr la e!

Fab news

:T:T:T:T:T:T

Waves hello to the rest of you :A

maccymum

morning all
my plans 2day....

1.1 wash out....other nearly done.
2. going 2 walk in and collect car, go shop 4 bread n milk (save bus fare by walking and help 2 shift bit weight and get fit)
3. have wee looky around the charity shops as could b doing with few bits 4 work.
5.ds has pal staying and they wanted 2 go 2 mcd 4 food....have persuaded them 2 have my macaroni cheese (save £ we dont have 4 mcds)
6.when i get back from town hoover whole house and tackle ironong.
7.go 2 arobics
8.put any spare coins into my SPC tin.


have good day all



ur chilled champagne sounds lush
xx
4.

princess_pea

Hello everyone,

I haven't posted on here for a few days - been a bit manic going back to work after having 3 weeks off!

La Escocesa - Congrats on the hubby getting a job - that's wonderful news!

Today...

NSD
Check banks - Done. Should get through the month with about 90p left over at the end
All meals from stores (smartprice veg soup for lunch, yummy!)
Send off job application for weekend work - Done
Do surveys
Remember to bring change with me to pay in the bank tomorrow. I have £1 in 2ps!

I think I'll have to get a small food shop on the credit card next Monday to see us through until pay day. All the food money has gone. I want to wait until Monday as my monthly payment off the cc will have gone through, meaning the debt won't be bigger than it is now! It's been a tough month but after September things should be easier with full-time wages :j

Have a lovely day everyone