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Endowment Policies

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24

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  • evanowen
    evanowen Posts: 64 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    You may be able to claim on maturity if there is a shortfall, in one or two particular circumstances.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    evanowen wrote: »
    You may be able to claim on maturity if there is a shortfall, in one or two particular circumstances.

    If you elaborate, the froggit may just have to apologise for his rudeness.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • dunstonh
    dunstonh Posts: 119,765 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    evanowen wrote: »
    You may be able to claim on maturity if there is a shortfall, in one or two particular circumstances.

    Shortfall in itself is not grounds for complaint. Complaints about returns (or lack of) do not need to be answered.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • kingstreet
    kingstreet Posts: 39,268 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    evanowen may be referring to the guarantees provided by Standard Life and Aviva, although he/she does not mention these firms, nor ask the OP if either is the policy issuer...
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • evanowen
    evanowen Posts: 64 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Not that simple kingstreet.
  • sampa_2
    sampa_2 Posts: 6 Forumite
    No not DEAD yet :rotfl: Thanks for all your help, I think I will leave them till they mature.
  • Froggitt
    Froggitt Posts: 5,904 Forumite
    dunstonh wrote: »
    Shortfall in itself is not grounds for complaint. Complaints about returns (or lack of) do not need to be answered.

    ^^^^^^^ This.
    illegitimi non carborundum
  • dunstonh
    dunstonh Posts: 119,765 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Whats wrong with that Froggitt or have I misunderstood?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Froggitt
    Froggitt Posts: 5,904 Forumite
    I am agreeing with you. 100%.

    It appears I am not allowed to comment on the post you replied to, or express an opinion on how much notice anyone should take of anything that poster says.
    illegitimi non carborundum
  • evanowen
    evanowen Posts: 64 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    McKneff wrote: »
    If you elaborate, the froggit may just have to apologise for his rudeness.

    What rudeness?

    The fact is that there is the possibility of a claim being made at maturity despite all the rules and regulations laid down by the FSA and interpreted by FOS.
This discussion has been closed.
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