Using EHIC in Tenerife

Lefty1938

Having recently renewed my Annual Travel Insurance with EHIC Plus I am most concerned that an article in a recent edition of the Daily mail stated that the EHIC Card is not being accepted in Tenerife. Can anyone inform me whether that article is correct as we are due to go for a holiday in Tenerife in 4 weeks time.
Thanks

Bob_the_Saver

Someone told me that everything in the Daily Mail is 100% correct

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

bazster

I suggest that you read your EHICPlus policy, and if necessary speak to them, to find out what they cover in the event that an EHIC card is refused in a country where it ought to be accepted.

daveyjp

Having read the article its the usual DM anti Europe story. If you have travel insurance you don't need an EHIC.

Bob_the_Saver

daveyjp wrote: »

Having read the article its the usual DM anti Europe story. If you have travel insurance you don't need an EHIC.

No true, very bad advice

Many insurers require you to carry one to reduce their liability. Smaller treatments would make an claim pointless because of the excess and you'd have to pay it all or the reduced amount if you are carrying the card.

http://www.telegraph.co.uk/finance/personalfinance/insurance/travel/7929688/EHIC-card-warning-for-travellers.html

http://www.direct-travel.co.uk/faq/should-i-take-an-ehic-card.aspx

Two stitches in a cut finger at a French casualty dept for instance about 130 Euros or about 26 Euro if you have an EHIC card with you.

mcfisco

Many insurers require you to carry one to reduce their liability.

Pretty much every insurance of any kind insists that you mitigate any loss, you can't just rack up costs that could have been avoided and hope that the insurance company will simply pay up.

daveyjp

Bob_the_Saver wrote: »

No true, very bad advice

Many insurers require you to carry one to reduce their liability. Smaller treatments would make an claim pointless because of the excess and you'd have to pay it all or the reduced amount if you are carrying the card.

http://www.telegraph.co.uk/finance/personalfinance/insurance/travel/7929688/EHIC-card-warning-for-travellers.html

http://www.direct-travel.co.uk/faq/should-i-take-an-ehic-card.aspx

Two stitches in a cut finger at a French casualty dept for instance about 130 Euros or about 26 Euro if you have an EHIC card with you.

A friend has just returned from Spain, no EHIC. £2,000 of hospital costs already refunded through insurance.

Bob_the_Saver

daveyjp wrote: »

A friend has just returned from Spain, no EHIC. £2,000 of hospital costs already refunded through insurance.

And the excess?

Still very bad advice

exel1966

Lefty1938 wrote: »

Having recently renewed my Annual Travel Insurance with EHIC Plus I am most concerned that an article in a recent edition of the Daily mail stated that the EHIC Card is not being accepted in Tenerife. Can anyone inform me whether that article is correct as we are due to go for a holiday in Tenerife in 4 weeks time.
Thanks

EHIC cannot be refused if used in a public state funded general hospital. The problem is many hospitals/clinics are privately operated and therefore they do not have to accept the card.
EHIC will not always cover the full cost of treatment or hospitalisation, therefore it is advisable to have extra protection through travel insurance.

Bob_the_Saver

It is worth re-stating I think that you need to have it with you. (EHIC)

From NHS web-site

The EHIC is not an alternative to travel insurance. It will not cover any private medical healthcare or costs such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. Therefore, it is important to have both an EHIC and a valid private travel insurance policy. Some insurers now insist you hold an EHIC and many will waive the excess if you have one.

balletshoes

the EHIC is free, so why wouldn't you just get one and take it with you to European holiday destinations? Its not like it takes up loads of room in your wallet or anything. Combine it with travel insurance, and you're sorted.