Tuesday 14th August- What Small DFW Things Will you be Doing Today?

Tiggy10

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are Important.

First time starting! :-0

Today:
- breakfast and lunch from home
- work 8 hours
- park for free
- dinner with the bf
- stay in and save money!

Have a great day!!

determined_new_ms

Morning! Thanks for starting us off Tiggy! Yay to Tuesday, one step nearer to the long weekend :T

Things for me today:
check banking done no surprises :T
try to work out what savings I have in which pot (dropped my laptop and nothing was backed up :eek:) oh is giving trying to get docs from laptop b4 we send off :T
all meals from stores done
check one poll and sb pops
take the evilbay photos
go for a walk this evening, my foot isn't up to running
call gym and see if we can get out of contract
ex-mil is calling theatre to see if we can get reduced tickets for cirque de ciel as she is disabled we can get discounted tickets :T
viewing a house :eek: Viewed but it's not for us....
approved food order is being delivered
soaked some split peas before I left for work to make soup tonight
make plum crumble before its too late! :

Still some things to do also picked some wild blackberries, going to soak and make some blackberry liqueur :money:

Ok think that's my lot. Have a great day x

wannabee_in_credit

Morning all, and thanks tiggy for starting us off.
I'm really pleased with myself that I've managed a couple of nsd's (although out of necessity rather than choice), although I think today may well not be as I'm going to visit a friend.

My little list today:
:cool: [STRIKE]Check online banking[/STRIKE] (still shocking)
:cool: Check for surveys
:cool: Chase up stag do money (still)
:cool: If my cheques don't arrive today, ring insurance and electrical company and lose my temper.
:cool: Flylady
:cool: Visit a friend
:cool: Low spend day
:cool: Gym (still debating this as I've woken up with a stiff neck and a sore throat)
:cool: Diet hard (17 days to go)

Have a good day everyone.

FatPuddingMumma

Good Morning,

Mine will be:
-Entertaining toddler over the park for free this morning
-Taking £1 to the shop for £1 bottle of milk, no extra money means no extra buying
-Putting our old DVDs and games on MusicMagpie

Have a great day everyone xx

shezam

Good morning all.

Today
- have a productive day at work, its hard when the server is down, filing it is!
- Check banking, all seems correct but not good
- Lunch from home (leftover chicken stir fry, noodles & salad)
- Make use of free tea/coffee at work
- Have a wee look round charity shops after work (need some new work clothes)
- Have a LSD.

x

Pippilongstocking

Thanks tiggy

Today

A day off

Hokey cokey air dried, indoors by the sound of the weather
Freezer surfing for meals and see if uni can rationalise everything into one freeze feed hens/collect eggs
Try and stay at home no petrol/ no spends
Detangle the two bags cables
Declutter a couple bags
Clear out kitchen drawers and under kitchen sink
Walk dogs here but wrap up its blowing a gale and sideways rain
Wrap up rather than put heating on, real nip in the air here
Tidy out campervan and maybe drive him to give him a run
Do more packing
Check banks
Do dd's EMA form and get the paperwork
Phone wtfc and tell them she's staying at school
Do abit of paperwork

Well that's more than enough for today

Goodluck seeing house DNM

Have a great one!

x.nukke.x

Morning!

My list for today:

• Check bank
• Update spreadsheets
• Packed lunch
• Play tennis with OH in the free courts near my house
• NSD
• SB and GH
• Look into OnePoll (I've signed up but not really used it)
• Sign OH up to Top Cashback (referral )
• Charge phone in work
• Continue with dissertation in work

Think that's about enough for today . Good luck all!

stitching_witch

Morning campers!! Had our renewal notice from WTC yesterday. We have been overpaid by £59, which is no big deal I can afford that but the idiots have gone on to say they have paid an extra £49 into my bank so not to create hardship so now we have been overpaid by £108. How daft is that??? Still, it's done now so I can't ask them not to do it :mad:

My lists for today-


So far:

• had breakfast from stores - porridge with banana and cinnamon
• fed and watered the chickens
• made packed lunch for work
• got lift with colleague in exchange for eggs

I will also:

• drink free coffee and water at work
• keep an eye on surveys throughout the day
• stay in at lunch-time to avoid the shops
• lift home with colleague
• dinner from stores - LO roast gammon and salad I think
• stitching possibly - I'm usually too tired once I get home from work
• quick shower saving on the electricity and water bills

I really must get on with work
stitchy x

MinnieMousesMummy

Good morning everyone. I was up bright and early today as ds is back at school.
Tiggy – Thanks for starting us off this morning.



My list for today:

1. [STRIKE]School run[/STRIKE]
2. [STRIKE]Last minute exam revision[/STRIKE]
3. [STRIKE]Got 2 assessments to do today[/STRIKE]
4. [STRIKE]Pay the rent[/STRIKE]Bank now looking a bit empty but still better than it used to be at this time of the month.
5. [STRIKE]Work on web reviews[/STRIKE]
6. [STRIKE]Washing – Full loads and hang outside[/STRIKE]
7. [STRIKE]Surveys[/STRIKE]
8. [STRIKE]SP and SB[/STRIKE]
9. Sort the paperwork for the car insurance
10. Clean and tidy the living room
11. [STRIKE]All meals from stores[/STRIKE]
12. [STRIKE]Update tester paperwork[/STRIKE]
13. [STRIKE]Discuss things with dh tonight and try to sort it out – Had a bit of an argument this morning before he left for work[/STRIKE]

I think that is everything that I need to get done today. Hope everyone has a good Tuesday x

La_escocesa

Hello there :hello:

Just thought I'd let you know that I've been thinking about us today and how great this thread is. I've been reading 'Five major pieces to the life puzzle' (got a free pdf copy by googling it :cool:) and there is so much in it that reminds me how great the small things are... "Any day we choose we can walk away from wherever we are regardless of circumstances…we can begin the process of amending our activity to such a degree that today can become the starting point of a whole new life…We do it by working every day on the little things that will make a major difference in how our lives turn out…"

So, with my renewed motivation, I have/will be:

- walked to work and used the £1.40 to buy a pretzel for brekkie and pitta bread for lunch

- free cuppa in work

- spoke to OH about building the internal part of what will one day be our fitted wardrobes… Basically buying a rail and fittings (£15ish) and attaching it between two shelving units we already have. :cool: Doesn't really matter what it will look like because we'll one day we'll put sliding doors across the whole thing

- taking library books back on time to avoid any unnecessary fines

- decided to take mystery shopping purchase back for refund - they're not a perfect fit so not worth keeping

- cancelled a yearly subscription that I forgot to do last year - glad I remembered as was due to be charged to my card tomorrow!

- need to buy BIL's bday pressie (£25 paid for with mystery shopping) and cheapo card

- exchanging Mr T's vouchers for cinema vouchers

Tiggy - thanks for starting us off

Big waves to everyone else :hello: :hello: :hello:

Emmj

Here are my small DFW things for today...

- OH and I are both at work so no leccy at the house!
- Food shopping is being delivered later (only cost £11 as i used my clubcard vouchers!)
- Check online banking.
- Make this NSD number 4 in a row!
- Drive economically.
- Lunch from home for free!
- Dinner from home for free!

That's about it i think