Multi car v 2 single car ins

Archergirl

Both of our car ins run out in Sept, have people found Multi car ins cheaper? I did check one and it seemed expensive.
I do hate the hassle of shopping around but I do it, just wondered what other people have found.

huckster

Varies. IMHO better to keep separate and to shop around at renewal.

forgotmyname

Some do and some don't.

If your profile fits their criteria it will be cheaper if not it wont.

Quentin

The multicar policy discount (often) can be beaten by taking out separate policies and getting cashback on both of them.

(And helps cashflow having different policy starting dates!)

Rav3n

It really varies to be honest. Insurance is one of those funny things that is different for everyone. That's why there's no one insurance company that is the cheapest.

Best bet is to shop around online trying multi-car policies and single ones. Also once you have a cheap quote try haggling with your existing insurer.

silvercar

Got a multi car quote from the insurer of the kids' car (the one with the enormous insurance bill), turned out to be more expensive than insuring all 3 cars separately. They offered to price match themselves, but that would have meant:
1. all renewals being on the same date forever more
2. if they price matched now, there would be nothing to bench match next years renewal to
3. they would never offer the individual car cheaper than its component of the price match.

Any

I would stay well clear. We had 2 cars on 1 policy and now had massive problems with it, as all the paperwork always came in my hubby's name, even after he moved away from them and then they refused to give me my no claims!!
Even though I own my car, I am the main driver and his car was then with someone else!!
New insurance company wanted proof of no claims, so we rung them to send the paperwork now in my name and they refused..
We had nothing but trouble with it.. Will never do it again!!