Got Points..Shall i inform insurance company

confused92

Hi guys,

Basically, approx 2-3 months ago i recieved 3 points on my license for speeding. Got flashed by a camera..

At the time I was unaware that you had to tell the insurance company. Recently my son told me that i have to..

I have a yearly premium (paid as a lump sum) with churchil due to expire on the 12/11/2012.

My question is do i need to tell them about my points.

If i do tell them what will happen, will they ask me for more money?

What are the consequences if i don't tell them

Thanks for reading!

Quentin

Read up in your policy when they require informing

They do have to be told and you need to disclose this to any other insurer you go to for quotes.

Shouldn't affect your premiums too much if you only got 3

confused92

Thanks for your reply.

I actually can't see anything in both my policy booklet or insurance certificate about declaring points!

Might phone them up and tell them anyway..

Just worried because it has been a few months so they may ask why i didn't tell them at the start..

Quentin

Somewhere there will be a section on notifying them about changes.

vaio

page 2 of http://www.churchill.com/car-insurance/car-insurance-policy-document.pdf

you don't need to tell them immediately but you do need to tell them before renewal

confused92

Thank you!

That was really nice of you to pull that info for me

Much Appreciated x

vaio

no problem but double check that your policy says the same thing as insurers sometimes change this.

The one I quoted is the current one, yours is six months old so there might be differences although most insurers seem to want to know about points at renewal time rather than immediately.