Idea for paying abroad

potatoking

I just want to say thank you firstly, for this fantastic website and forum, and the immense wealth of knowledge that everyone has contributed. It's about time I wrote here, instead of just reading

I am going to France soon, for at least a month, so I am applying for the clarity card (Halifax). I was just reminded of my current Halifax CC, it has around +£36 on it, because the final direct-debit took more than it should. Now I am thinking, is it possible to load the clarity with enough money to last the trip, and never use the CC's balance and hence save even more? :A

I feel this is too easy and I am missing something...

agrinnall

Nope, it's against the T&Cs of the card (and most credit cards) and they could take it off you if you try to do it deliberately.

potatoking

Ahh OK. I knew there would be a caveat and that someone on here might know. Thank you for the quick response.

jackieblack

It has also been reported, by peoople who have pre-loaded their card, that their account has been frozen (pre-loading can be flagged as 'suspicious activity) leaving them abroad with no usable card and their funds frozen and inaccessible.

terryya

I have a clarity card and made a £1600 payment to it instead of my normal card which has been sitting there for at least a couple of months with no problems.