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what is classed as a good credit score?
maccymum
Posts: 66 Forumite
in Credit cards
hi
can any1 help what is classed as a good credit score nowadays?
xx
can any1 help what is classed as a good credit score nowadays?
xx
0
Comments
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Credit score means nothing, blah blah blah.
Search the forum0 -
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Don't spend your hard earned money on credit scores. Just ensure you keep up with your existing finance payments. If you don't get accepted by a lender it doesn't mean you're not credit worthy - it just means the finance company underwriters have increased the acceptance score. But don't let it get you down.0
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OP do you spend more or less than you earn?
If you spend less generally you will get a good credit score - if you don't you may not.
How long is a piece of string?
If you know that you will maybe get a good credit score on the other hand you may not!0 -
One that allows you to borrow what you need / want0
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Apply for all three of Halifax Clarity, Tesco & Capital One Aspire. If you get all three, you obviously have a high credit score (but no longer, as you just applied for 3 CCs in the space of a day).0
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First, you don't have one credit score, you have many many credit scores all over the place.hi
what is classed as a good credit score nowadays?
Each time you apply for credit, the lender will calculate a new credit score there and then using all sorts of data. You are not told what the score is. All you know is yes or no.
Credit scores from the likes of Experian, Equifax, etc are not actual credit scores (you are not applying for credit). They are just a number which represents the data that they hold about you. So don't waste your money on them, or worry too much if they are not 999.0 -
hi
can any1 help what is classed as a good credit score nowadays?
xx
The one that a lender works out before deciding they will give you a credit card with a credit limit equal to or more than the amount you want to borrow.
(i.e. not one that a credit scoring agency gives you.)loose does not rhyme with choose but lose does and is the word you meant to write.0
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