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Flood Risk?
Comments
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It is also worth noting that the EA flood maps are only as good as the information they have, and are also ever changing - as new information comes in, and technology is increased. That is why areas can changed in their flood risk.
Until recently information was gathered on a very general scale, but as computer models are commissioned more and more, then more detailed information is available, and the flood maps are updated.0 -
JosieDixon wrote: »Hi
We've been living in our house for over 10 years now, through heavy rainfalls and had no sign of flooding or water even reaching our garden, the nearby brook has not even reached the top of it's culverted banks. Conversely half a mile down the road is a business park which has seen flooding in this time from the same brook.
When we purchased our home we checked with the environment agency for risk of flooding and none was shown in the vicinity of our house.
I tried to get renewal quotes yesterday from confused.com only to find that they refused due to our postcode.
When I logged into the environment agency website it showed us as being right in the middle of a high risk area but strangely the area that has been flooding showed as no risk at all?
This has more than doubled our insurance and some companies won't consider us. Does anyone know of a way to query the environment agencies ratings as this seems to be grossly unfair.
Thanks.
Hi Josie
I'd call your local EA office and ask to speak to someone in the mapping team to query your exact location. Give them the details and ask if they can explain the change and why it was made. It seems strange that the business park is not included as the maps are amended using actual flooding data.
I've not had chance to read all of the thread but would like to clarify something about the way the EA describe flood risk. A 1 in 100 years or 1% risk of flooding is in any one year so every year you have that risk. It does not mean that if you flood once, it won't happen again for another 100 years. Also, with climate change meaning more extremes of weather it is getting more difficult to compare current floods with past ones as the past is no longer a good benchmark. Hope this helps.MSE Parent Club Member #1Yummy slummy mummy club member50% slummy, 50% mummy, 100% proudImogen born Boxing Day 2006Alex born 13 July 20090
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