Where to get public liability insurance ?

_Chris__2

What's the cheapest way/company for public liability insurance please?

Any help appreciated.

Chris

rs65

What type of business?

_Chris__2

rs65 wrote: »

What type of business?

General handyman

McKneff

Have you googled it first.

phill99

I'm in construction and use Direct Line. By far the cheapest.

dacouch

If you're a general handyman, you need to ensure you select General Handyman and not Builder as most Insurer rate them differently and apply different exclusions etc.

If you do find and Insurer such as DL who do not show Handyman then you need to ring them to check if they rate you as a builder. If you do this it's very important that you make a note of the persons name, the date and time

_Chris__2

Many thanks letmeinplz, dacouch and phill99 - it's appreciated. :beer: Looks like it's gonna be Direct line!

dacouch

_Chris_ wrote: »

Many thanks letmeinplz, dacouch and phill99 - it's appreciated. :beer: Looks like it's gonna be Direct line!

If you go with DL you need to ring and check they will accept you as they do not list handyman as a trade they cover.

_Chris__2

dacouch wrote: »

If you go with DL you need to ring and check they will accept you as they do not list handyman as a trade they cover.

Thanks - have just gone for home/property maintenance.

dacouch

I would call them as mentioned before as their title building maintenance may not be for General Handymen who tend to turn their hand at anything often high risk things such as plumbing.

I've seen quite a few Handymen fall foul of Public Liability by taking the wrong trade and the Insurer later disagreeing that the trade selected does not cover general handyman

olly300

letmeinplz is a spambot who goes around repeating posts. Sometimes they make sense sometimes they don't.

If you see one of it's posts please click on the spam button.