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Santander ppi knock back
bahtatter
Posts: 5 Forumite
Hi i need help just had a knockback on a santander account( dorothy perkins card).They sent me a contract i signed in 2002 claiming it was my choice to sign.
Can i take this further if so how? cheers
Can i take this further if so how? cheers
0
Comments
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What are your reasons for complaint?
What evidence do you have to support your complaint?
There is nothing wrong with having PPI and unless you tell us what you think they did wrong, then we cannot comment on whether it is worth taking it further or not.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
No complaint as such just want to get some money back!!
Jumping on the ppi bandwagon, any tips on my next step0 -
No complaint as such just want to get some money back!!
Then you are doomed to failure.
PPI is not the issue. The issue is being mis-sold it. You have to have reasons why the PPI was mis-sold, and these reasons must match the evidence. If it wasn't mis-sold and/or there's no evidence that it was then you don't get money back.
As it is, that is all moot because Santander have an application form with your signature on it asking to take out PPI. As it was done with a paper application form, you were not sold it, you bought it. Therefore it cannot have been mis-sold. Game over.
Frankly your reasoning is pathetic.urs sinserly,
~~joosy jeezus~~0 -
No complaint as such just want to get some money back!!
You have quite correctly been knocked back then.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Hi i need help just had a knockback on a santander account( dorothy perkins card).They sent me a contract i signed in 2002 claiming it was my choice to sign.
Can i take this further if so how? cheers
It's interesting. We received an offer letter today for a Burton Card dating back to '05. They enclosed the signed credit agreement signed by my partner who opened the account at the time with ppi selected (he didn't remember that aspect of it, just remembered that it was all a v. quick instore sign up, prob promoted to him with an instant discount on his purchase or sth).
In their letter Santander say that despite him having signed the agreement - 'in light of the comments set out in your letter, I have arranged for all premiums to be refunded back to you'.
An amount of between £400-500 was offered.0 -
It's interesting. We received an offer letter today for a Burton Card dating back to '05. They enclosed the signed credit agreement signed by my partner who opened the account at the time with ppi selected (he didn't remember that aspect of it, just remembered that it was all a v. quick instore sign up, prob promoted to him with an instant discount on his purchase or sth).
In their letter Santander say that despite him having signed the agreement - 'in light of the comments set out in your letter, I have arranged for all premiums to be refunded back to you'.
An amount of between £400-500 was offered.
What exactly were the comments set out in your letter:T0
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