American Express exposure limit

pleasedelete

I have had Amex chargecard since 1990. Green then platinum. Twice been offered centurion. Spend between £60-£100 k a year on it (well did but just swapped to BA and virgin for miles ). They said we couldn't have an additional card for our 17 year old a few weeks ago.

As for limit- they do a spend profile. Most months ours is about £6-8k but The most has been about £30k. Never had any issues or had to get anything authorised or checked.

Our other credit cards have limits between £10k and £25k if that helps set it in context. We pay them all off (except virgin balance transfer) each month through a full payment direct debit.

I think centurion is now about £2k with a joining fee (this is new).