HELP!! Also really worried about recent spends on my c.card!!

ikkle87

Loads of kids want to go to Disney Land, just because they don't go doesn't mean that their parents are in debt. Best holiday I ever had was a cheap cabin in Withernsea, absolutely loved it and still rave about it to this day.

You can't go round comparing yourself and your children to other people because you don't know what's going on behind closed doors. For all you know the Jones' who just took their 2 kids to Disney world for a week have maxed out their credit card to pay for it and Mr and Mrs Jones are going to be living off beans on toast for the next 6 months to afford the repayments.

If your careful with your budget or do things like ebay, swagbucks, surveys etc, save your coppers and so on there's no reason you can't save enough to buy them a console for christmas. I've been doing Swagbucks just over a month and already cashed out £45 worth of Amazon vouchers.

Yes you got in debt, now your dealing with it, not your children, there's no need for them to know your in debt.

ikkle87

And you really need to contact CCCS now and stop putting it off. If you start looking at the Debt Remedy and sorting out paper work now your DMP won't start till October now anyway but you will have the support in place and all the figures in front of you to know things aren't as rubbish as they seem, if things are going to be too tight add another couple of quid to your grocery budget for the month and so on. Putting it off won't make it go away, it won't make your debts disappear. The sooner you get started the sooner you get debt free.

quintwins

Your clearly not in a positive place, but my older kids are 6 as yet no-one in thereclass has mentioned a holiday and have very small xmas budgets for them yet our livingroom is always covered in toys come xmas morning, buy using grabbits and shopping around all year, i always check argos local stock aswell they usually have some good deals. MY 3 year old is getting his first proper bike this xmas, it cost £15 due to a tesco glitch, my twins are also getting bikes at £40 from sports direct unless we see a better deal before then, thats there main pressies sorted for less than £2 a week.

If your kids want to go to disney world, work out with your dmp when you will be debt free then plan to go to disneyland paris after that, then when they say you can hinestly say we will go one day.

We are saving to build a house, but as soon as it's up and were in we'll be saving like crazy to get us to florida, it is a once in a lifetime holiday (and i'm 25 and can't wait) it doesn't matter where in your life time it comes, infact older kids are ore likely to remeber it.


Just think of all those spare pennies you'll have when your debt free, they aprriciate you buying there first car more than that toy you got them when they were 7 that they had stopped playing with come feb.

Try to see the silver lining, better you sort this now than struggle with debt for years, stuggling to provide basic food and clothes because all your outgoings are eaten up by servicing your debts.

getdebtfree

Thanks guys really appreciate all the comments here, and yes to answer that I am really not in a good place at the moment.

Full of ifs, buts and maybes im scared really scared of whats to come thats what holds me back...

Marcus

quintwins

getdebtfree wrote: »

Thanks guys really appreciate all the comments here, and yes to answer that I am really not in a good place at the moment.

Full of its, buts and maybes im scared really scared of whats to come thats what holds me off...

Marcus

If you don't make that first step things will only get worse, the sooner you take it the sooner things start to improve.

Good luck hopefully we'll see you back before to long saying how your debt free and have just been to disney world