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Credit Card & Mortgage

msaquib
msaquib Posts: 717 Forumite
in Credit cards
Hi,

I currently have Co-Op Visa with a balance of £2k.

I want to apply for another credit card and want to balance transfer the 2k over to the new card.

Now I will also be applying for a Mortgage in next 3 months. Do think the new CC application effect my mortgage application?

I do not have any arrears etc, up to date with all my payments and have not applied for any credit for the last 8 months.

Thanks
SM

Comments

  • msaquib
    msaquib Posts: 717 Forumite
    msaquib wrote: »
    Hi,

    I currently have Co-Op Visa with a balance of £2k.

    I want to apply for another credit card and want to balance transfer the 2k over to the new card.

    Now I will also be applying for a Mortgage in next 3 months. Do think the new CC application effect my mortgage application?

    I do not have any arrears etc, up to date with all my payments and have not applied for any credit for the last 8 months.

    Thanks
    SM


    Any answers to my question above? It would be much appreciated.

    Thanks
    SM
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    Mortgage companies are mainly concerned about things like deposits and your ability to pay the mortgage (i.e your income and your debt commitments).
    So simply transferring a debt from one card to another wont make any difference.
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