AA Drivetech course does not prevent rise in Car Insurance.

alfvenwave

Hi.

Last year I made a mistake and got caught doing 37 in a 30. As a result, I was offered either 3 points on my license + a fine, or for ~£10 more, to go on an AA Drivetech course. I chose to do the latter, mainly because I understood that having 3 points on my license would raise my premium. Actually, I'm glad I chose this option because since then, I have been a much more careful driver.

This year, after being with Direct Line for >15 years, I sat and looked at their renewal quote and decided I must be able to do better - that company does not reward loyal customers. Using online sites such as this, I managed to get my premium down by a factor > two, and went with Admiral.

I have just received an e-mail from them, saying they are going to charge me an extra ~£30 for a "driving offence" last year. I have just spoken to them, and indeed I have "SAC" registered against my name for the event last year. Now, this is what is annoying me. On my policy it says the following:

"Have you or any driver been involved in any motoring offences in the last 5 years resulting in a fixed penalty, conviction or disqualification or have any pending prosecution, other than those listed?"

My answer to this was "no", because I did not receive a fixed penalty on my licence. Why then are Admiral treating my speeding event as in their words an "incident"?

Grrr.

Quentin

alfvenwave wrote: »

......Why then are Admiral treating my speeding event as in their words an "incident"?

You need to put this question to them.

Dispute the extra charge they want to make, and if they don't answer to your satisfaction make a complaint via their complaints procedure (which will be set out in the policy docs) and escalate it all the way till you do get a resolution.