BT Infinity Credit Checked Me For Broadband

TheGenerus1

I know this is a credit card forum, but this is related to a future credit card application.

I have just been credit checked by BT when applying online for their BT Infinity 2 broadband package.
I believe that this is done to see if a deposit will be needed off the applicant (no deposit was needed in my case :j).

I have just got my Equifax report and indeed it list BT as doing a credit search.

The question I want to ask is how will this impact a future application for a credit card?

I have just got a Flybe card last month which is the only account on my Equifaq report that I have applied for in the last 6 months (1 credit search).

I been seeing on this site that 2 searches in a 6 month period is ok. I was looking to apply for a more mainstream card with a better APR and limit in the next couple of months but wondered if this BT search will be taken into consideration (counted as 1 search) when applying for this new card.

Do I have to wait 6 more months to apply or does this BT search come under a different catagory then credit card applications, As it just lists this search under credit application?

Many thanks for any responses in advance

happy_bunny_2

Should be flagged under "utility" rather than whatever credit cards etc come under. I think. My BT is under that.

Buzby

Negligible impact, however you would have to have given them explicit permission to do so - did you read their T&Cs before applying?

TheGenerus1

Buzby wrote: »

Negligible impact, however you would have to have given them explicit permission to do so - did you read their T&Cs before applying?

Yes I knew that they will credit check me as it told me on the online application that I had to agree to the search in order to complete the order.

I don't mind waiting the 6 months to apply for the credit card, but it would be better for me to apply in a couple of months if it turns out that this BT search is not regarded as counting towards my applying for credit.

I only want 2 searches to appear on my file in a 6 month period.
I already have 1 (Flybe) and want to know if the BT search will be regarded as another? or will a lender see only 1 search for a credit card and 1 search for a utility account, leaving me with 1 more free search to do for another credit card.