single mum with a mortgage am i entilte to any help

Havnt-got-a-clue_2

My partners recently walked out on me and left me as a single mum. ive always been a stay home mum whilst my partner worked and now im on my own with little one.no job and a mortgage to pay. does anybody no if im entitled to any help with my mortgage or anything else untill i get back on my feet? i havnt got a clue about beifits and what i could be entitled to claim as ive never claimed anything??? please help

kingfisherblue

How old is your child?

ineed

Hi havnt, sorry to hear your news. If you've previously made over payments on your mortgage you can now take a payment holiday up to the value of the over payments until you get back on your feet. The really important thing is to let your mortgage company know now, you'll often be surprised at how understanding they can be, Halifax springs to mind as being very helpful for instance. They may let you pay interest only for a while which would be greatly reduced fees.

This website will help you http://www.turn2us.org.uk/ just put in your details and it will tell you what your entitled to if anything. Good luck .

mikey_bach

How old is your youngest child? if under 5 then you may be able to claim I.S.
Have you told CTCs your partner has left you claim will be adjusted.
Also claim council tax benefit, and if your claim is succesful to I.S you may be able to claim help with your mortgage