Norwich and Peterborough Debit Card Offline

Mondo46

Does anyone know if the Norwich and Peterborough debit card on the gold light account works at pay @ pumps and in places where the card cannot be authorised?

reclusive46

I could be wrong but I doubt its an offline card because if I recall correctly you can have that account from the age of 16.

Plxply

It's hard to say, I don't have experience myself with this bank but many banks will have an offline and online card even for the exact same current account types. Lloyds TSB and HSBC come to mind, normally you can tell by the first 4 digits of the card number or by running it through a magnetic stripe reader or chip reader (both of which I'm strange enough to own).

reclusive46

Plxply wrote: »

It's hard to say, I don't have experience myself with this bank but many banks will have an offline and online card even for the exact same current account types. Lloyds TSB and HSBC come to mind, normally you can tell by the first 4 digits of the card number or by running it through a magnetic stripe reader or chip reader (both of which I'm strange enough to own).

Haha. Are the magstripes not encrypted?

reclusive46

reclusive46 wrote: »

I could be wrong but I doubt its an offline card because if I recall correctly you can have that account from the age of 16.

Just to confirm to the OP. The account can be had from the age of 16 (just looked), so I very much doubt its an offline card.

Plxply

reclusive46 wrote: »

Haha. Are the magstripes not encrypted?

For informations sake, they're not in anyway. I only ever do it with my own cards of course or if someone else wants to know if their card is online or offline with their permission. The magnetic stripe is totally unprotected and spits out the card number, name, among other things enough to process a transaction.

Also without a PIN you get enough data from the chip to put through a magnetic stripe transaction, it actually gives you a copy of the data that's on the magnetic stripe.