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Always better off working!! What a Joke!!

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  • Anubis_2
    Anubis_2 Posts: 4,077 Forumite
    So, if I'm not mistaken, to lose any/all entitlement to HB when rent is £65 must mean take home pay is at least £175 a week.

    Can you explain this?

    A single person marker (allowance) is £71 for HB/LHA (same allowances as benefits)

    Therefore if earnings are below £71 they will get full HB/LHA applicable to their circumstances, anything above £71 the HB/LHA is tapered (60p in the £)

    For £65 a week rent, £175 cut off seems a bit too much for a single person. How did you reach the £175 figure before cut off? (As I may be misunderstanding it.)
    How people treat you becomes their karma; how you react becomes yours.
  • missapril75
    missapril75 Posts: 1,669 Forumite
    Eighth Anniversary Combo Breaker
    edited 7 August 2012 at 8:44PM
    Anubis wrote: »
    Therefore if earnings are below £71 they will get full HB/LHA applicable to their circumstances, anything above £71 the HB/LHA is tapered (60p in the £)

    I thought it was 65% of the excess over JSA? Has it changed?

    Rent @ £65 was a nice convenient figure, meaning that if £65 was 65% then the excess must be £100. There's a £5 disregard so it's really £105 above JSA before a complete cut off.

    For simplicity's sake I was just approximating JSA @ £70.

    Alternative calculation Net pay £175, less £5 disregard = £170. Less JSA level £70 leaves £100, 65% of which is £65 and pays the rent.


    PS....hitting 30 hours work might get the £15 disregard. I think I read that somewhere.
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