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Thinking of becoming a mature student

Hi

My current career path is a disaster (bullying etc) and I want to follow a career that I want to do.

I am thinking of completing a primary ed degree next year.

I currently have a mortgage and debt - is there any way around this?? I have a 2 year old aswell.

Could i freeze things etc ???

What benefits would I be entitled to??? I live in Scotland and am from Scotland.

Thanks in anticipation

Comments

  • rogerblack
    rogerblack Posts: 9,446 Forumite
    If you are undertaking a fulltime course, you can't claim JSA.
    You will be reliant on the student loan.
  • BigAunty
    BigAunty Posts: 8,310 Forumite
    1,000 Posts Combo Breaker
    The Direct Gov website has links to student finance. Student finance will be your main source of income, plus any part time work you undertake, not benefits.

    Are you a lone parent?

    Depending on household income, you may qualify for child tax credits. There will be council tax discount, plus child benefit.

    Your mortgage is simply a private matter between you and will not influence benefits. You should contact your lender and discuss a change of mortgage (to interest only or new rate, for example) or payment holiday with them. There is no benefit you can get to pay your mortgage while a full time student.

    Your debt is a private matter and will not influence benefits. See the Direct Gov website for info on Debt Management or post a SOA on the debt free wanabee forum (they'll tell you how to do this).

    Is your course something that can be done on the Open University? That way you could do this along with employment, sort out your debts, pay your mortgage and limit or prevent the student debts you could wrack up on a full time course?
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