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Best card for taking out cash abroad?

Jew
Jew Posts: 276 Forumite
edited 20 September 2012 at 9:08PM in Credit cards
Either a debit card or credit card is fine — for use at ATMs.

Any suggestions?

I know N&P have it, but I'd have to migrate my account there. Aqua is probably bad for that, as is Halifax Clarity, right?


Update: I got myself a Metro Bank debit card — I think it's the best option as I can take out cash from ATMs abroad and not pay any fee like with the other credit cards.

Comments

  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    N&P is probably the best one for withdrawing cash as there is no withdrawing interest charges.
  • Jew
    Jew Posts: 276 Forumite
    Thanks :)
    N&P is probably the best one for withdrawing cash as there is no withdrawing interest charges.

    Hmm...

    ...how would it work if I live in London and there aren't any branches of theirs here.

    I'm considering either getting N&P, or a Nationwide Flex (with a Credit Card for spending abroad)

    Nationwide Flex also gives the travel insurance...
  • jkolch
    jkolch Posts: 19 Forumite
    Nationwide used to be the best debit card. Don't think it's free any more though.
  • Jew wrote: »
    Thanks :)



    Hmm...

    ...how would it work if I live in London and there aren't any branches of theirs here.

    I'm considering either getting N&P, or a Nationwide Flex (with a Credit Card for spending abroad)

    Nationwide Flex also gives the travel insurance...

    if you live in london, metro bank is pretty much a no brainer.
  • Jew
    Jew Posts: 276 Forumite
    Ah they have it too for their debit card?!

    Nice.

    Are there any minimum requirements? I wouldn't want to move all my stuff over...
  • Jew wrote: »
    Ah they have it too for their debit card?!

    Nice.

    Are there any minimum requirements? I wouldn't want to move all my stuff over...

    No minimum requirements for Metrobank, just go into a branch and they'll even produce your debit card right on the spot.... very easy.
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    Oh yeah, if you live in London go for Metro.
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    Their credit card is no slouch either. Almost identical to the Clarity.
  • Jew
    Jew Posts: 276 Forumite
    Thansk guys
  • hunsbury0
    hunsbury0 Posts: 276 Forumite
    Part of the Furniture Combo Breaker
    Jew wrote: »
    Either a debit card or credit card is fine — for use at ATMs.

    Any suggestions?

    I know N&P have it, but I'd have to migrate my account there. Aqua is probably bad for that, as is Halifax Clarity, right?


    I use Halifax Clarity Credit card for cash withdrawls at ATMS.
    I have set up direct debit to settle the full statement, but for cash withdrawls, I pay the card as soon as possible, without waiting for the statement to minimise the interest charges. You can do this on line, handy if you take your laptop/tablet & have free wi-fi at the hotel.
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